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A longer term can cancel out a lower rate. Pick any three lenders from this list in the app to see them on the same loan amount and the same term, with what each one costs a month.
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Today’s Vehicle Loan Rates & Analysis - Updated on 2026-OCT-07
Credit Union Loan Rates - Trends & Analysis:
Diamond's auto loan rates range from 5.24% to 6.24% APR today, which is up from 7 and 30 days ago. Motorcycle loan rates stay the same at 5.99% to 6.99% APR. Recreational loan rates also have no change, ranging from 10.49% to 11.79% APR. Heritage Financial's auto loan rates range from 5.24% to 7.32% APR today, which is up from 7 days ago. Motorcycle loans remain steady at 7.49% APR, with no change in the past 30 days. Recreational loan rates also hold steady between 6.5% and 7% APR.
Credit Union Of America's auto loan rates range from 5.24% to 6.24% APR today. These rates are up compared to 7 and 30 days ago, when they were between 4.99% and 5.99% . The increase also applies when looking back 60 and 90 days. Rally's auto loans with APRs ranging from 5.24% to 18% , which is up from 7 and 30 days ago. Recreational vehicle loans have rates between 5.99% and 18% , showing no change over the same periods. Fortera's auto loan rates range from 4.74% to 11.24% APR today, with no change from 7 and 30 days ago but down from 60 and 90 days ago. Motorcycle loan rates are between 6.24% and 12.74% APR, showing no change from 7 days ago and down from 30, 60, and 90 days ago.
Greater Nevada's auto loan APR is 5.24% today, which is up from the range of 4.5% to 5.15% seen 7 and 30 days ago. Rates have also increased compared to 60 and 90 days ago when they ranged from 4% to 5.15% . Fibre vehicle loans have an APR of 5.24% for auto loans and 8.24% for recreational loans. These rates show no change from 30 and 90 days ago. Both loan types maintain steady rates over this period. Seattle Metropolitan's auto loan rates range from 5.24% to 5.74% APR today. These rates have shown no change compared to 7, 30, 60, and 90 days ago.
Profed's auto loan rates range from 5.24% to 6.49% APR today, with no change from 7 days ago but down slightly from 30 and 60 days ago. Recreational loan rates are between 6.49% and 7.39% APR, showing no change over the past 7 and 30 days. Meriwest's auto loans with an APR range of 4.99% to 7.59% . These rates have shown no change compared to 7 and 30 days ago. The credit union's auto loan terms remain steady across all recent periods.