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A longer term can cancel out a lower rate. Pick any three lenders from this list in the app to see them on the same loan amount and the same term, with what each one costs a month.
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Today’s Vehicle Loan Rates & Analysis - Updated on 2026-OCT-07
Credit Union Loan Rates - Trends & Analysis:
San Diego County has auto loan rates ranging from 4.89% to 6.49% APR, which are up from both 7 and 30 days ago. Motorcycle loan rates stay the same at 6.39% to 9.89% APR compared to the past 7 and 30 days. Northwest has auto loan rates ranging from 5.19% to 10.19% APR, with no change from 7 days ago but up from 30 and 60 days ago. Motorcycle loan rates are between 7.29% and 7.99% APR, showing no change from 7 and 30 days ago but down from 60 and 90 days ago. Recreational loan rates range from 7.59% to 8.99% APR.
Lbs Financial's vehicle loans with rates ranging from 4.74% to 18% APR for auto loans and 7.64% to 18% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loans also have rates between 7.45% and 18% APR with no recent changes. Affinity's auto loans with APRs ranging from 4.94% to 7.55% . These rates have stayed the same compared to 7, 30, and 60 days ago, but they are slightly lower than 90 days ago. America'S Credit Union, A's auto loans with APRs ranging from 5.21% to 14.14% and motorcycle loans from 8.05% to 11.49% . Rates for both products have not changed in the past 7 or 30 days. Recreational vehicle loans are also available, with APRs between 8.9% and 18% , showing no change over the same periods.
Connex's auto loan rates are between 5.19% and 5.24% APR today, which is up from 7 and 30 days ago. Motorcycle loans remain steady at 7.49% to 7.79% APR, with no change over the past 90 days. Recreational loan rates also hold steady at 8% to 8.75% APR during this time. Coast Central has an auto loan rate of 5.24% APR and a recreational loan rate of 7.5% APR. Both rates have stayed the same compared to 7 and 60 days ago. These rates have also not changed from 90 days ago.
Greenwood's auto loan rates range from 5.24% to 6.99% APR and have not changed in the last 90 days. Motorcycle loan rates are between 6.49% and 8.49% APR, which is down from 90 days ago. Recreational loan rates stay steady at 10.49% to 11.74% APR over the same period. Southland's auto loan rates range from 4.74% to 6.24% APR today. There is no change compared to 7 or 30 days ago. Cyprus has an auto loan rate of 5.24% APR today, which is up from 4.99% seven and thirty days ago. Recreational loan rates are 7.99% APR now, also up from 7.74% over the same periods.