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A longer term can cancel out a lower rate. Pick any three lenders from this list in the app to see them on the same loan amount and the same term, with what each one costs a month.
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Today’s Vehicle Loan Rates & Analysis - Updated on 2026-OCT-07
Credit Union Loan Rates - Trends & Analysis:
Vermont's auto loans with APRs ranging from 4.9% to 7.74% . Unchanged over the past 7, 30, 60, or 90 days. Aberdeen Proving Ground's auto loan rates range from 4.29% to 6.74% APR today. These rates have stayed the same compared to 7, 30, and 60 days ago but are up from 90 days ago. No term is listed for this program. Nasa's auto loan rates range from 4.94% to 7.24% APR today, which is up from 7 and 30 days ago. Recreational loan rates are between 6.04% and 8.99% APR and have also increased compared to the past 7 and 30 days.
Pfcu's auto loans with an APR of 4.94% and recreational vehicle loans at 6.84% . Unchanged compared to 7 or 30 days ago. Both rates have remained steady over the past several months. Oneaz's auto loans with APRs ranging from 4.95% to 18% , showing no change from 7 or 30 days ago. Motorcycle loans have rates between 6.45% and 18% , also with no change over the past 7 and 30 days. Recreational loan rates are 6.45% to 18% , which is down from 7.45% thirty days ago.
Wright–Patt Credit Union's auto loan rates range from 4.99% to 16.44% APR today, with no change from 7 days ago but down from 30 days ago. Motorcycle loans have rates between 6.54% and 17.75% APR, showing no change over the past 7 and 30 days. Brazos Valley Schools vehicle loans have a current APR range of 4.99% to 17.99% , which is up from 7 and 30 days ago. The rates have also increased compared to 60 and 90 days ago. This applies to their auto loans. Belco Community Credit Union's auto and motorcycle loans have an APR of 4.99% , with no change over the past 7 and 30 days. Recreational vehicle loans range from 7.99% to 8.99% , and these rates have also stayed the same during that time.
Digital's vehicle loans with rates ranging from 4.99% to 10.74% for auto loans and 6.25% to 11.35% for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Other loan types like recreational and other vehicle loans have rates starting at 8.99% , also with no recent changes. Community Credit Union Of Florida has auto loan rates ranging from 4.99% to 8.49% APR with no change over the past 7 and 30 days. Motorcycle loans are between 5.89% and 8.99% APR, also showing no change in the last week. Recreational loan rates are 6.49% to 7.49% APR, which is up from 7 days ago.