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The lowest rate is not always the cheapest loan
A longer term can cancel out a lower rate. Pick any three lenders from this list in the app to see them on the same loan amount and the same term, with what each one costs a month.
Looking to buy a new or used car? LendMesh makes it easy to compare vehicle loan rates from trusted banks and credit unions. Find low rates, flexible terms, and quick approvals, so you can get behind the wheel with confidence and save more on your next ride.
Today’s Vehicle Loan Rates & Analysis - Updated on 2026-OCT-07
Credit Union Loan Rates - Trends & Analysis:
Erie's auto loan rates range from 4.84% to 6.75% APR today, which is up from the rates 7 and 30 days ago. The increase has been steady compared to the past two months. Educators vehicle loans range from 4.8% to 10.69% today. Rates are unchanged from 7 and 30 days ago but are up slightly from 60 and 90 days ago. This applies to their auto loans. Eastrise's auto loans with APRs ranging from 4.85% to 6.1% and recreational vehicle loans from 5.5% to 7.7% . Unchanged over the past 7, 30, 60, or 90 days. Both loan types provide steady terms without recent adjustments.
Empeople's auto loan rates range from 4.74% to 5.74% APR today, with no change from 7 days ago but up from 30 days ago. Other loan rates are between 5.99% and 10.24% APR and have stayed the same over the past week. Pacific Service has auto loan rates ranging from 4.24% to 15.99% APR, which are unchanged from 7 and 30 days ago but down from 60 and 90 days ago. Motorcycle loans have rates between 7.54% and 17.99% APR with no change over the past 7, 30, or 60 days.
Atlanta Postal's Auto loans with APRs ranging from 4.89% to 17.99% and Other loans with rates between 6.89% and 17.99% . There is no rate change reported for either loan type compared to 7 or 30 days ago. Resource One's auto loan rates range from 4.89% to 5.89% APR, which is up from 7 and 30 days ago. Recreational loan rates remain steady at 6.59% to 7.44% APR with no change over the same periods. Mazuma's auto loans have a 4.89% APR today, with no change from 7 or 30 days ago. Motorcycle loans are at 5.89% APR, which is also steady compared to the past 7 and 30 days. Both rates have remained the same over the last three months.
Guardian's auto loan rates range from 4.34% to 6.89% APR and have not changed in the past 7 or 30 days. Recreational loan rates are between 7.04% and 10.54% APR, which is up from 30 days ago. Keesler's auto loans with rates ranging from 4.39% to 10.39% APR and motorcycle loans at 6.69% APR. Recreational loan rates range between 6.49% and 7.49% APR. There is no rate change reported for any of these programs over the past 7 or 30 days.