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The lowest rate is not always the cheapest loan
A longer term can cancel out a lower rate. Pick any three lenders from this list in the app to see them on the same loan amount and the same term, with what each one costs a month.
Looking to buy a new or used car? LendMesh makes it easy to compare vehicle loan rates from trusted banks and credit unions. Find low rates, flexible terms, and quick approvals, so you can get behind the wheel with confidence and save more on your next ride.
Today’s Vehicle Loan Rates & Analysis - Updated on 2026-OCT-06
Credit Union Loan Rates - Trends & Analysis:
Zeal's auto loans with APRs ranging from 4.74% to 7.99% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 5.99% and 7.49% , also unchanged over the past 7 and 30 days. Both loan types maintain steady rates compared to earlier periods. Partners has auto loan rates ranging from 4.49% to 6.49% APR, with no change over the past 7, 30, 60, or 90 days. Motorcycle loans are at 7.99% APR and have stayed steady during the same periods.
Gecu's auto loans with an APR range from 4.74% to 6% today. There is no rate change reported for the past 7 or 30 days. Affinity Plus has auto loan rates ranging from 4.74% to 6.49% APR, which are unchanged from 7 and 30 days ago. Motorcycle loans are between 4.99% and 7.49% APR, up from last week and last month. Recreational loan rates range from 5.74% to 8.49% APR and have also increased compared to 7 and 30 days ago. Americu's auto and motorcycle loan rates range from 4.74% to 6.24% APR today, with no change from 7 days ago but up from 30 days ago. Other and recreational loan rates are between 6.49% and 8.99% APR, showing no change from 7 days ago.
Rogue's auto loan rates range from 4.74% to 16.74% APR today, which is up from 7 days and 30 days ago. Motorcycle loans have rates between 7.49% and 17.75% APR with no change in the past 30 days. Recreational vehicle loans range from 5.74% to 17.74% APR and have also seen no change recently. Allsouth's vehicle loans with Auto rates ranging from 4.74% to 5.14% APR and Motorcycle loans between 8.25% and 8.5% APR. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady at 7.5% to 8.75% APR.
Deseret First's auto loan rates range from 4.74% to 6.24% APR today, with no change from 7 days ago but down from 30 days ago. Motorcycle loans are at 7.74% APR, also unchanged from 7 and 30 days ago and down from 30 days ago. Recreational loan rates remain at 7.74% APR, showing the same pattern of no change from 7 days ago and a decrease from 30 days ago. Members First has an auto loan rate of 4.74% APR with no change in the past 90 days. Recreational loans range from 5.49% to 6.49% APR and have also stayed the same over the last three months. Both rates remain steady compared to 7 and 30 days ago.
Merrimack Valley's auto loans with APRs ranging from 4.74% to 8.84% , showing no change from 7 or 30 days ago. Recreational loans have rates between 8.84% and 9.84% , also with no change over the same periods.