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The lowest rate is not always the cheapest loan
A longer term can cancel out a lower rate. Pick any three lenders from this list in the app to see them on the same loan amount and the same term, with what each one costs a month.
Looking to buy a new or used car? LendMesh makes it easy to compare vehicle loan rates from trusted banks and credit unions. Find low rates, flexible terms, and quick approvals, so you can get behind the wheel with confidence and save more on your next ride.
Today’s Vehicle Loan Rates & Analysis - Updated on 2026-OCT-07
Credit Union Loan Rates - Trends & Analysis:
Mazuma's auto loans have a 4.89% APR today, with no change from 7 or 30 days ago. Motorcycle loans are at 5.89% APR, which is also steady compared to the past 7 and 30 days. Both rates have remained the same over the last three months. Nuvision's auto loans with APRs ranging from 4.89% to 10.34% and motorcycle loans from 6.49% to 15.69% . These rates have shown no change compared to 7 and 30 days ago. Recreational vehicle loans are also available with APRs between 5.99% and 18% , which remain steady over the same periods.
Atlanta Postal's Auto loans with APRs ranging from 4.89% to 17.99% and Other loans with rates between 6.89% and 17.99% . There is no rate change reported for either loan type compared to 7 or 30 days ago. San Diego County has auto loan rates ranging from 4.89% to 6.49% APR, which are up from both 7 and 30 days ago. Motorcycle loan rates stay the same at 6.39% to 9.89% APR compared to the past 7 and 30 days. Resource One's auto loan rates range from 4.89% to 5.89% APR, which is up from 7 and 30 days ago. Recreational loan rates remain steady at 6.59% to 7.44% APR with no change over the same periods.
Vermont's auto loans with APRs ranging from 4.9% to 7.74% . Unchanged over the past 7, 30, 60, or 90 days. Red River Employees has auto loan rates ranging from 4.9% to 7.3% APR, which are up from both 7 and 30 days ago. Recreational loan rates stay the same at 5.95% to 8.4% APR. The other loan type shows a rate of 6.75% APR today. Affinity's auto loans with APRs ranging from 4.94% to 7.55% . These rates have stayed the same compared to 7, 30, and 60 days ago, but they are slightly lower than 90 days ago.
Nasa's auto loan rates range from 4.94% to 7.24% APR today, which is up from 7 and 30 days ago. Recreational loan rates are between 6.04% and 8.99% APR and have also increased compared to the past 7 and 30 days. Pfcu's auto loans with an APR of 4.94% and recreational vehicle loans at 6.84% . Unchanged compared to 7 or 30 days ago. Both rates have remained steady over the past several months.