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The lowest rate is not always the cheapest loan
A longer term can cancel out a lower rate. Pick any three lenders from this list in the app to see them on the same loan amount and the same term, with what each one costs a month.
Looking to buy a new or used car? LendMesh makes it easy to compare vehicle loan rates from trusted banks and credit unions. Find low rates, flexible terms, and quick approvals, so you can get behind the wheel with confidence and save more on your next ride.
Today’s Vehicle Loan Rates & Analysis - Updated on 2026-OCT-07
Credit Union Loan Rates - Trends & Analysis:
Safe has an auto loan with an APR of 4.69% . This rate has not changed in the past 7, 30, 60, or 90 days. The rate remains steady for borrowers considering this loan. Usc's auto loan rates range from 4.44% to 5.69% APR today. The minimum rate is up from 7 and 30 days ago, while the maximum rate has stayed the same over that time. Rates from 60 and 90 days ago also match the earlier levels. Gecu's auto loans with an APR range from 4.74% to 6% today. There is no rate change reported for the past 7 or 30 days.
Lbs Financial's vehicle loans with rates ranging from 4.74% to 18% APR for auto loans and 7.64% to 18% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loans also have rates between 7.45% and 18% APR with no recent changes. First Entertainment's auto loan rates range from 4.74% to 6.74% APR today. Unchanged from 7 and 30 days ago but higher than 60 and 90 days ago. Fortera's auto loan rates range from 4.74% to 11.24% APR today, with no change from 7 and 30 days ago but down from 60 and 90 days ago. Motorcycle loan rates are between 6.24% and 12.74% APR, showing no change from 7 days ago and down from 30, 60, and 90 days ago.
Municipal Empl.Credit Union Of Balt has auto loan rates ranging from 4.74% to 6.24% APR and motorcycle loans from 6.24% to 8.24% APR. These rates have shown no change compared to 7 and 90 days ago. Recreational loan rates are between 7.49% and 8.49% APR, also with no change over the same periods. Eglin's auto loan rates range from 4.74% to 5.49% APR today. These rates are unchanged from 7 and 30 days ago but are down from 60 and 90 days ago. Merrimack Valley's auto loans with APRs ranging from 4.74% to 8.84% , showing no change from 7 or 30 days ago. Recreational loans have rates between 8.84% and 9.84% , also with no change over the same periods.
Monterra's auto loan rates range from 4.74% to 6.64% APR today, which is up from 7 and 30 days ago. Motorcycle loan rates are between 5.49% and 5.94% APR and have also increased since last week and last month. Recreational loan rates remain steady at 6.79% to 7.74% APR.