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The lowest rate is not always the cheapest loan
A longer term can cancel out a lower rate. Pick any three lenders from this list in the app to see them on the same loan amount and the same term, with what each one costs a month.
Looking to buy a new or used car? LendMesh makes it easy to compare vehicle loan rates from trusted banks and credit unions. Find low rates, flexible terms, and quick approvals, so you can get behind the wheel with confidence and save more on your next ride.
Today’s Vehicle Loan Rates & Analysis - Updated on 2026-OCT-06
Credit Union Loan Rates - Trends & Analysis:
State Farm's auto loans with a fixed APR of 4.49% , which has not changed in the past 7 or 30 days. Recreational loans have a rate range from 4.49% to 5.49% , and these rates have also stayed the same over the last month. Andrews Federal Credit Union's auto loan rates range from 4.49% to 7.1% APR today, with no change from 7 days ago but up from 30 days ago. Motorcycle loan rates are between 10.89% and 14.49% APR, also unchanged from 7 and 30 days ago and up from 30 days ago.
Altaone's auto loans with APRs ranging from 4.49% to 11.49% . These rates have shown no change compared to 7 and 30 days ago. The range remains steady through 60 and 90 days as well. Honda vehicle loans range from 4.49% to 6.84% for auto loans and 6.49% to 6.99% for motorcycle loans. Rates for both programs show no change from 7 or 30 days ago. Recreational loans range from 6.49% to 9.99% with no change from 7 days ago. Ithink Financial's auto loan rates range from 4.49% to 16.5% APR today, which is up from 7 and 30 days ago. Motorcycle loans have rates between 5.34% and 17% APR with no change in the past 90 days. Recreational loan rates also remain steady at 5.24% to 17% APR.
Financial Center First has an auto loan rate of 4.49% APR today, which is up from 3.99% seven and 30 days ago. Motorcycle loans are at 6.99% APR, also up from 6.49% over the same periods. Dow's auto loans with APRs ranging from 4.49% to 7.68% and recreational loans from 5.49% to 9.86% . Unchanged compared to 7 and 30 days ago. Randolph Brooks has auto loan rates ranging from 4.49% to 18% APR, with no change from 7 or 30 days ago but down from 60 and 90 days ago. Motorcycle loans range from 5.95% to 18% APR and have stayed the same over the past 7 and 30 days.
Qualstar's vehicle loans with rates that haven't changed in the past 7, 30, 60, or 90 days. Auto loans range from 4.49% to 21.99% APR, while motorcycle loans range from 6.49% to 15.99% . Recreational loans are also available with rates between 5.99% and 20.74% , showing no change from a week ago. University's auto loan rates range from 4.49% to 17.9% APR today. These rates are down from 7 and 30 days ago, where the range was 4.99% to 17.9% .