Auto Loans in Spokane, WA 99207

Searching for the best car loan rates in Spokane, WA? Compare offers from trusted local lenders to find flexible terms and low rates that fit your budget. Whether it’s a new or used vehicle, getting approved fast has never been easier.

Our community-focused credit unions and banks understand Spokane drivers’ needs. By comparing multiple loan options today, you can save money and drive away with confidence, knowing you secured the best deal tailored just for you.

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4.99 - 10.74 %

3 - 10 Yrs

∞

4.99 - 8.49 %

3 - 7 Yrs

∞

5.09 - 10.34 %

7 Yrs

∞

5.14 - 12.99 %

3 - 7 Yrs

∞

5.2 - 7.55 %

3 - 7 Yrs

∞

5.21 - 14.14 %

3.1 - 7 Yrs

∞

5.24 - 7.59 %

1 - 7 Yrs

∞

5.24 - 5.74 %

3 - 7 Yrs

∞

5.29 - 6.29 %

∞

5.49 %

∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-22

Credit Union Loan Rates - Trends & Analysis:

Digital has vehicle loan rates ranging from 4.99% to 10.74% for auto loans and 6.25% to 11.35% for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady, ranging from 8.99% to 11.35% . University's auto loans with rates ranging from 4.49% to 8.49% , showing no change over the past 7 and 30 days. Motorcycle loan rates are between 10.74% and 12.49% , which is down from 30 days ago. Nuvision's auto loans with APRs ranging from 4.89% to 10.34% and motorcycle loans from 6.49% to 15.69% . Rates for both have not changed in the past 7 or 30 days. Recreational loan rates range from 5.99% to 18% and have stayed the same over the last 90 days.

Onpoint Community's auto loan rates range from 4.99% to 12.99% APR today. These rates are unchanged from 7 and 30 days ago and up slightly from 30 and 60 days ago. Compared to 90 days ago, the upper end of the range is higher. Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7, 30, and 60 days ago, but they are slightly lower than 90 days ago. America'S Credit Union, A has auto loan rates ranging from 5.21% to 14.14% APR and motorcycle loans from 8.05% to 11.49% APR. Unchanged over the past 7 or 30 days. Recreational loan rates are between 8.9% and 18% APR, also showing no change during the same periods.

Meriwest's auto loan rates range from 4.99% to 7.59% APR today. unchanged from 7 and 30 days ago but down from 30 days ago. Seattle Metropolitan's auto loan rates range from 5.24% to 5.74% APR today. Unchanged compared to 7, 30, or 60 days ago. Unitus Community has auto loan rates ranging from 5.04% to 16.09% APR, with no change in the past 7, 30, or 60 days. Motorcycle loans have rates between 7.69% and 22.74% APR, also showing no change over the same periods. Recreational loan rates range from 7.24% to 21.49% APR and have remained steady as well.

Horizon has an auto loan rate of 5.49% APR, which is unchanged from 7 and 30 days ago. Its recreational loan rate is 8.49% APR today, also steady compared to the past 60 days but higher than the 90–day range. The other loan type shows a 6.49% APR with no change over the last 7, 30, and 60 days.

🏦 Local Lenders in Spokane, WA

SPOKANE TEACHERS CREDIT UNION — 4727 N DIVISION ST SPOKANE WA 99207
GESA CREDIT UNION — 4407 N DIVISION ST STE 104 SPOKANE WA 99207
SAFEWAY FEDERAL CREDIT UNION — 529 E NORTH FOOTHILLS DR SPOKANE WA 99207

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Spokane County, WA

✅SPOKANE TEACHERS CREDIT UNION

✅CHENEY FEDERAL CREDIT UNION

✅GLOBAL FEDERAL CREDIT UNION

✅DELTA SCHOOLS FEDERAL CREDIT UNION

✅HORIZON 67264 CREDIT UNION

✅NUMERICA CREDIT UNION

✅BOEING EMPLOYEES CREDIT UNION

✅IDAHO CENTRAL CREDIT UNION

✅GESA CREDIT UNION

✅WASHINGTON STATE EMPLOYEES CREDIT UNION

✅NORTHWESTERN ENERGY EMPLOYEES FEDERAL CREDIT UNION

✅CALCOE FEDERAL CREDIT UNION

✅FAMILY FOCUS FEDERAL CREDIT UNION

✅ROLLING F CREDIT UNION

✅SOUTH BAY CREDIT UNION

✅CANOPY FEDERAL CREDIT UNION

✅RESPONDERS EMERGENCY SERVICES CREDIT UNION

✅PRIMESOURCE CREDIT UNION

✅PROGRESSIONS CREDIT UNION

✅AVISTA CORP CREDIT UNION

✅SPOKANE MEDIA FEDERAL CREDIT UNION

✅GOVERNMENTAL EMPLOYEES CREDIT UNION

✅IRONWORKERS USA FEDERAL CREDIT UNION

✅SPOKANE FIREFIGHTERS CREDIT UNION

✅SPOKANE CITY CREDIT UNION

✅SAFEWAY FEDERAL CREDIT UNION

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