Vehicle Loans in Spokane, WA

Ready to drive your dream car in Spokane, WA? Compare local automobile loan rates easily and find the best deal tailored to your budget. Whether you’re buying new or used, quick approval and low interest are just a few clicks away.

Spokane drivers trust community lenders who offer friendly service and competitive rates. Take a moment to explore your options and secure a loan that fits your needs—so you can hit the road sooner without the stress.

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Lender
APR
Term
Link
Info
dcu
4.99 - 10.74 %
3 - 10 Yrs
university-credit-union
4.99 - 8.49 %
3 - 7 Yrs
nuvisionfederal
5.09 - 10.34 %
7 Yrs
onpointcu
5.14 - 12.99 %
3 - 7 Yrs
affinityfcu
5.2 - 7.55 %
3 - 7 Yrs
youracu
5.21 - 14.14 %
3.1 - 7 Yrs
meriwest
5.24 - 7.59 %
1 - 7 Yrs
seattlecu
5.24 - 5.74 %
3 - 7 Yrs
unitusccu
5.29 - 6.29 %
hzcu
5.49 %

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-22

Credit Union Loan Rates - Trends & Analysis:

Digital has vehicle loan rates ranging from 4.99% to 10.74% for auto loans and 6.25% to 11.35% for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady, ranging from 8.99% to 11.35% . University's auto loans with rates ranging from 4.49% to 8.49% , showing no change over the past 7 and 30 days. Motorcycle loan rates are between 10.74% and 12.49% , which is down from 30 days ago. Nuvision's auto loans with APRs ranging from 4.89% to 10.34% and motorcycle loans from 6.49% to 15.69% . Rates for both have not changed in the past 7 or 30 days. Recreational loan rates range from 5.99% to 18% and have stayed the same over the last 90 days.

Onpoint Community's auto loan rates range from 4.99% to 12.99% APR today. These rates are unchanged from 7 and 30 days ago and up slightly from 30 and 60 days ago. Compared to 90 days ago, the upper end of the range is higher. Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7, 30, and 60 days ago, but they are slightly lower than 90 days ago. America'S Credit Union, A has auto loan rates ranging from 5.21% to 14.14% APR and motorcycle loans from 8.05% to 11.49% APR. Unchanged over the past 7 or 30 days. Recreational loan rates are between 8.9% and 18% APR, also showing no change during the same periods.

Meriwest's auto loan rates range from 4.99% to 7.59% APR today. unchanged from 7 and 30 days ago but down from 30 days ago. Seattle Metropolitan's auto loan rates range from 5.24% to 5.74% APR today. Unchanged compared to 7, 30, or 60 days ago. Unitus Community has auto loan rates ranging from 5.04% to 16.09% APR, with no change in the past 7, 30, or 60 days. Motorcycle loans have rates between 7.69% and 22.74% APR, also showing no change over the same periods. Recreational loan rates range from 7.24% to 21.49% APR and have remained steady as well.

Horizon has an auto loan rate of 5.49% APR, which is unchanged from 7 and 30 days ago. Its recreational loan rate is 8.49% APR today, also steady compared to the past 60 days but higher than the 90–day range. The other loan type shows a 6.49% APR with no change over the last 7, 30, and 60 days.

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Why compare Vehicle Loans in Spokane, WA on LendMesh

If you’re exploring automobile loan rates in Spokane, WA, taking the time to compare multiple lenders on LendMesh can help you find better deals and more affordable options. By browsing various offers, you’ll gain a clearer picture of the market, empowering you to make a confident choice that fits your budget and driving goals without feeling rushed.

Stay ahead of changing rates by subscribing to LendMesh’s personalized alerts tailored for Spokane borrowers. Simply set your target rate, and we’ll notify you when loan offers drop below that threshold. Plus, you’ll receive weekly or monthly updates featuring expert insights, trending rates, and curated loan options—all designed to help you secure the best financing for your next vehicle.

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