Vehicle Loans in Oak Harbor, WA

Looking for the best car loan rates in Oak Harbor, WA? Compare offers from trusted local lenders in minutes and find rates that fit your budget. Whether you’re buying new or used, we make it easy to save and drive away happy.

Our community-focused lenders know Oak Harbor drivers and offer quick approvals with friendly service. Start comparing today to lock in competitive rates and enjoy a smooth, stress-free car buying experience right here in town.

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Lender
APR
Term
Link
Info
harborstone
5.99 %
∞
cafcu
5.99 - 17.75 %
5 Yrs
∞
rivermarkcu
6.24 %
∞
gesa
9.99 - 11.49 %
4 - 7 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Harborstone's auto loan rate is 5.99% APR today, which is up from 5.79% seven and 30 days ago. Motorcycle loans remain steady at 7.14% APR with no change in the past 30 days. California Adventist has auto loan rates ranging from 5.99% to 17.75% APR today. The rates cover a wide range depending on the loan details. Rivermark Community has auto loan rates ranging from 6.24% to 6.49% APR, which are unchanged from 7 and 30 days ago but higher than 60 days ago. Motorcycle loans are between 8.49% and 8.99% APR with no change in the past 30 days. Recreational loan rates range from 6.99% to 13.24% APR and have stayed the same compared to 7 and 30 days ago but are up from 60 days ago.

Gesa's auto loans range from 5.74% to 11.49% , with no change from 7 or 30 days ago. Recreational loans range from 6.74% to 8.74% APR and have stayed the same over the past 7 and 30 days.

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