Vehicle Loans in Sacramento, CA

Looking for the best auto loan rates in Sacramento, CA? Comparing average interest rates for new and used cars can help you save hundreds over the life of your loan. Start here to find offers that fit your budget and get you behind the wheel faster.

Sacramento drivers deserve clear, simple loan options with no surprises. By exploring competitive rates from local lenders and credit unions, you can secure financing tailored to your needs. Take a moment to compare and discover how affordable your next car loan can be.

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Lender
APR
Term
Link
Info
aacreditunion
3.84 - 4.59 %
5 Yrs
navyfederal
3.89 - 9.9 %
1 - 15 Yrs
lafcu
3.9 - 16.75 %
0.1 - 7 Yrs
certifiedfed
3.99 - 5.49 %
3 - 7 Yrs
hfcu
3.99 - 6.59 %
7 Yrs
sdfcu
3.99 - 4.49 %
3 - 7 Yrs
americaschristiancu
3.99 - 4.24 %
1 - 7 Yrs
usccreditunion
4.19 - 5.69 %
3 - 7 Yrs
ngfcu
4.24 - 5.79 %
3 - 7 Yrs
firefightersfirstcu
4.24 - 5.49 %
2 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

American Airlines vehicle loans range from 3.34% to 4.59% for auto loans and 5.59% to 6.34% for recreational loans. These rates show no change compared to 7 and 30 days ago. The rates have remained steady over the past two months. Navy Federal Credit Union's auto loan rates range from 3.89% to 9.9% APR, with no change from 7 or 30 days ago. Motorcycle loan rates stay steady between 7.45% and 10.05% . Recreational loan rates are 7.45% to 9.8% APR, which is up from 7 and 30 days ago.

Los Angeles's auto loans with APRs ranging from 3.9% to 16.75% , showing no change over the past 7 and 30 days. Motorcycle loans have a fixed APR of 4.9% , which is also unchanged from a week and a month ago. Recreational loans range from 4.9% to 6.4% , with rates steady during the same periods. Certified's auto loans with APRs ranging from 3.99% to 5.49% , and recreational vehicle loans with rates between 7.75% and 12.75% . Unchanged over the past 7, 30, or 60 days for either loan type.

Hanscom's auto loan rates range from 3.99% to 6.59% APR today, with no change from 7 or 30 days ago. Recreational loan rates are between 6.99% and 8.19% APR, also showing no change over the past 7 and 30 days. State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago. America'S Christian's auto loans with APRs ranging from 3.99% to 4.24% , showing no change from 7 or 30 days ago. Motorcycle loans have a fixed APR of 5.24% , also with no change over the same periods. Recreational loan rates range from 4.99% to 5.24% , remaining steady compared to 7 and 30 days prior.

Usc's auto loans with an APR range of 4.19% to 5.69% . These rates have shown no change compared to 7 and 30 days ago. The same stable rates also apply when looking back 60 and 90 days. Northrop Grumman's auto loans with APRs ranging from 4.24% to 5.79% . These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago either. Firefighters First's auto loans with APRs ranging from 4.24% to 5.49% , and recreational vehicle loans with rates between 7.49% and 8.99% . Unchanged compared to 7, 30, 60, or 90 days ago.

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Why compare Vehicle Loans in Sacramento, CA on LendMesh

If you’re searching for the average auto interest rate in Sacramento, CA, taking time to compare lenders on LendMesh can help you uncover better deals and more affordable options tailored to your needs. Exploring multiple offers lets you find competitive rates and choose the loan that fits your budget without any pressure.

To stay ahead of changing rates, consider subscribing to LendMesh’s personalized alerts. Just set your target interest rate, and we’ll notify you when offers dip below that number. With expert insights and curated loan deals sent weekly or monthly, Sacramento borrowers can confidently track trends and seize opportunities to save on their auto loans.

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