Vehicle Loans in Sacramento, CA

Searching for the best used car loan rates in Sacramento, CA? Compare offers from trusted local lenders to find low interest rates that fit your budget and get approved quickly—no hassle, just clear options.

Whether you’re buying your first car or upgrading, local credit unions and banks in Sacramento offer flexible terms and friendly service. Start comparing today to drive away with a great deal and peace of mind.

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Lender
APR
Term
Link
Info
aacreditunion
3.34 - 4.09 %
5 Yrs
∞
penfed
3.39 - 5.74 %
3 - 7 Yrs
∞
bcu
3.39 - 5.14 %
6.3 - 7 Yrs
∞
navyfederal
3.89 - 8.95 %
1 - 15 Yrs
∞
lafcu
3.9 - 16.75 %
0.1 - 7 Yrs
∞
certifiedfed
3.99 - 5.49 %
3 - 7 Yrs
∞
sdfcu
3.99 %
3 - 7 Yrs
∞
hfcu
3.99 - 5.19 %
7 Yrs
∞
skylacu
3.99 - 6.5 %
4.1 - 7 Yrs
∞
myconsumers
3.99 - 5.99 %
5.1 - 7 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

American Airlines vehicle loans range from 3.34% to 4.59% for auto loans and 5.59% to 6.34% for recreational loans. These rates show no change compared to 7 and 30 days ago. The rates have remained steady over the past two months. Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago. Baxter's auto loans with APRs ranging from 3.39% to 5.14% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Recreational vehicle loans have rates between 5.44% and 6.44% , showing no change from both 7 and 30 days ago.

Navy Federal Credit Union's auto loan rates range from 3.89% to 9.9% APR, with no change from 7 or 30 days ago. Motorcycle loan rates stay steady between 7.45% and 10.05% . Recreational loan rates are 7.45% to 9.8% APR, which is up from 7 and 30 days ago. Los Angeles's auto loans with APRs ranging from 3.9% to 16.75% , showing no change over the past 7 and 30 days. Motorcycle loans have a fixed APR of 4.9% , which is also unchanged from a week and a month ago. Recreational loans range from 4.9% to 6.4% , with rates steady during the same periods.

Certified's auto loans with APRs ranging from 3.99% to 5.49% , and recreational vehicle loans with rates between 7.75% and 12.75% . Unchanged over the past 7, 30, or 60 days for either loan type. State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago. Hanscom's auto loan rates range from 3.99% to 6.59% APR today, with no change from 7 or 30 days ago. Recreational loan rates are between 6.99% and 8.19% APR, also showing no change over the past 7 and 30 days.

Skyla's auto loans with APRs ranging from 3.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 60 days ago. Recreational loan rates range from 6.75% to 9.75% , staying steady compared to 7 and 30 days ago but up from 60 days ago. Consumers has auto loan rates ranging from 3.99% to 5.99% APR with no change from 7 or 30 days ago. Recreational vehicle loans have rates between 8.49% and 10.49% APR, also showing no change over the same periods.

🏦 Local Lenders in Sacramento, CA

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🏘️ All the Lenders Available in Sacramento County, CA

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