Vehicle Loans in San Mateo, CA

Looking for the lowest car financing rates in San Mateo, CA? Compare offers from trusted local lenders to find a loan that fits your budget and gets you behind the wheel faster. Whether new or used, your next car is closer than you think.

Our easy comparison tool connects you with lenders who know San Mateo and care about helping you save. Enjoy fast approvals, friendly service, and competitive rates designed to make car ownership simple and affordable.

NewUsed

Filters

Lender
APR
Term
Link
Info
safecu
4.69 %
7.5 Yrs
alturacu
4.69 %
5 Yrs
nasafcu
4.69 - 6.99 %
3.1 - 7 Yrs
jfcu
4.69 - 7.09 %
3 - 7 Yrs
partnersfcu
4.74 - 6.49 %
3 - 7 Yrs
pacificservice
4.74 - 15.99 %
7 Yrs
orangecountyscu
4.74 - 13.99 %
4 - 6 Yrs
scefcu
4.74 - 14.24 %
5 - 6 Yrs
affinityplus
4.74 - 6.24 %
3 - 7 Yrs
starone
4.75 - 8.75 %
5 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Safe has an auto loan rate of 4.69% APR today. This rate is down from 7 days ago and the same as 30, 60, and 90 days ago. Altura's auto loan rates range from 4.29% to 4.69% APR today, which is down from 7 and 30 days ago. Recreational loan rates are between 7.75% and 10.25% APR and have not changed in the past 7 or 30 days. Nasa's auto loan rates range from 4.69% to 6.99% APR today, with no change from 7 days ago but up from 30 days ago. Recreational loan rates are between 5.79% and 8.74% APR, also unchanged from 7 and 30 days ago and up compared to 30 and 90 days ago.

Justice has auto loan rates ranging from 4.69% to 7.89% APR, with no change from 7 or 30 days ago. Motorcycle loans start at 4.69% and go up to 7.09% , also showing no change over the past month. Recreational vehicle loans range from 6.84% to 7.94% APR and have stayed steady compared to 7 and 30 days earlier. Partners has auto loan rates ranging from 4.49% to 6.49% APR, with no change over the past 7, 30, or 60 days. Motorcycle loans are at 7.99% APR and have stayed the same during that time.

Pacific Service vehicle loans range from 4.24% to 15.99% for auto loans, which is down from 7 and 30 days ago. Motorcycle loans remain steady at 7.54% to 17.99% , and recreational loans also show no change with rates between 7.24% and 13.59% . Orange County'S vehicle loans have an APR range from 4.49% to 14.64% today. The rates are unchanged from 7, 30, and 60 days ago but are down compared to 90 days ago. This applies to their auto loans. Rize's auto loan rates range from 4.74% to 15.74% APR today, with no change from 90 days ago. Motorcycle loans have rates between 6.24% and 17.24% APR, also showing no change from 90 days ago. Recreational loan rates start at 6.24% APR and go up to 16.24% .

Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods. Star One's auto loans with APRs ranging from 4.75% to 8.75% , and motorcycle loans from 7.7% to 11.7% . These rates have shown no change compared to 7 and 30 days ago. Recreational loans also have rates between 7.7% and 11.7% , remaining steady over the past 60 days.

🏦 Local Lenders in San Mateo, CA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in San Mateo County, CA

Compare other loan types in San Mateo, CA

Why compare Vehicle Loans in San Mateo, CA on LendMesh

If you’re searching for the lowest car financing rates in San Mateo, CA, it’s worth taking a moment to compare multiple lenders on LendMesh. By exploring different offers side by side, you can uncover better deals and more affordable options tailored to your needs. This simple step can help you drive away with a loan that fits your budget comfortably.

Stay ahead in your car financing journey by subscribing to LendMesh’s personalized alerts. Just set your target interest rate, and we’ll notify you when rates drop below that mark. Choose weekly or monthly updates packed with expert insights, rate trends, and carefully selected loan offers—helping San Mateo borrowers like you make smarter, more informed decisions without the hassle.

Customers are also interested in:

Car Financing Lowest Rates