Vehicle Loans in San Francisco, CA

Looking for a cheap car loan interest rate in San Francisco, CA? Compare offers from trusted local lenders to find rates that fit your budget and get you on the road faster. It’s simple, transparent, and tailored just for Bay Area drivers.

Save time and money by exploring competitive car loan options right here in San Francisco. Whether you’re buying new or used, finding the best rate means lower monthly payments and a smoother ride to your next adventure.

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Filters

Lender
APR
Term
Link
Info
meriwest
5.24 - 7.59 %
1 - 7 Yrs
hondafcu
5.24 - 6.84 %
5.5 - 7 Yrs
safe1
5.24 - 15.24 %
5.5 - 7 Yrs
sffcu
5.35 - 8.75 %
0.1 - 7 Yrs
chevronfcu
5.39 - 8.34 %
1 - 15 Yrs
patelco
5.39 - 17.99 %
4.1 - 7 Yrs
techcu
5.49 - 15.74 %
1 - 7 Yrs
noblecu
5.49 - 6.49 %
5 - 7 Yrs
globalcu
5.5 - 13 %
0.5 - 8 Yrs
dupaco
5.64 - 8.59 %
4 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

Meriwest's auto loan rates range from 4.99% to 7.59% APR today. unchanged from 7 and 30 days ago but down from 30 days ago. Honda vehicle loans range from 4.49% to 6.84% for auto loans and 6.49% to 6.99% for motorcycle loans. Rates for both programs show no change from 7 or 30 days ago. Recreational loans range from 6.49% to 9.99% with no change from 7 days ago. Safe 1's auto loans with APRs ranging from 4.99% to 15.24% , which have stayed the same over the past 7 and 30 days but are up from 60 and 90 days ago. Motorcycle loans range from 6.24% to 19.74% APR and have not changed in the last 7 or 30 days.

San Francisco shows an auto loan APR range of 4.24% to 8.75% today, which is down from 7 and 30 days ago. The rates have also decreased compared to 60 and 90 days ago. This a recent drop in auto loan rates at the credit union. Chevron's auto loan rates range from 4.99% to 8.34% APR today. Unchanged compared to 7, 30, or 60 days ago, but they are higher than the rates from 90 days ago. Patelco's auto loans range from 5.19% to 17.99% , with no change from 7, 30, or 60 days ago and a slight decrease from 90 days ago. Motorcycle loans range from 6.99% to 16.79% APR and have stayed the same over the past 7 and 30 days.

Technology Credit Union's auto loan rates range from 5.24% to 15.74% APR today. These rates have shown no change compared to 7 and 30 days ago. Noble's auto loans with APRs ranging from 4.85% to 6.49% , showing no change from 7 or 30 days ago. Recreational loans have rates between 7.4% and 10.15% , which have also stayed the same over the past 7 and 30 days. Global has vehicle loan rates ranging from 5.5% to 13% APR for auto loans and 6.75% to 16.75% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates range from 7.75% to 15.25% APR and have also remained steady over the same periods.

Dupaco Community's auto loans with APRs ranging from 5.19% to 8.59% , which are unchanged from 7 and 30 days ago but up from 30 and 60 days ago. Recreational loan rates stay steady at 7.09% to 10.04% across all recent time frames.

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Why compare Vehicle Loans in San Francisco, CA on LendMesh

If you’re searching for a cheap car loan interest rate in San Francisco, CA, taking time to compare offers can make a big difference. LendMesh helps you explore multiple lenders side-by-side, uncovering better deals tailored to your needs. Keep checking back to find the most affordable options and make your car purchase with confidence, knowing you’ve made an informed choice.

To stay ahead of the best rates in San Francisco, consider subscribing to LendMesh’s alerts. Just set your target interest rate—whether it’s 4% or 5%—and we’ll notify you as soon as loan offers dip below that mark. You’ll also receive expert insights, market trends, and curated loan deals weekly or monthly, keeping you informed and ready to grab the smartest financing opportunities.

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