Vehicle Loans in San Francisco, CA

Looking for a cheap car loan interest rate in San Francisco, CA? Compare offers from trusted local lenders to find rates that fit your budget and get you on the road faster. It’s simple, transparent, and tailored just for Bay Area drivers.

Save time and money by exploring competitive car loan options right here in San Francisco. Whether you’re buying new or used, finding the best rate means lower monthly payments and a smoother ride to your next adventure.

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Lender
APR
Term
Link
Info
dcu
4.99 - 10.74 %
3 - 10 Yrs
americafirst
4.99 - 7.74 %
5 - 8 Yrs
safe1
4.99 - 14.99 %
5.5 - 7 Yrs
meriwest
4.99 - 7.59 %
1 - 8 Yrs
chevronfcu
4.99 - 7.84 %
1 - 15 Yrs
sesloc
4.99 - 15.19 %
5.1 - 7 Yrs
figfcu
4.99 - 7.49 %
3 - 8 Yrs
sierracentral
4.99 - 14.99 %
blupeak
5.05 - 6.25 %
5 - 7 Yrs
patelco
5.19 - 17.99 %
4.1 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

Digital has vehicle loan rates ranging from 4.99% to 10.74% for auto loans and 6.25% to 11.35% for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady, ranging from 8.99% to 11.35% . America First's auto loans with APRs ranging from 4.99% to 7.74% , showing no change from 7, 30, or 60 days ago. Recreational vehicle loans have rates between 7.49% and 7.89% , which are also steady compared to the past 7, 30, 60, and 90 days.

Safe 1's auto loans with APRs ranging from 4.99% to 15.24% , which have stayed the same over the past 7 and 30 days but are up from 60 and 90 days ago. Motorcycle loans range from 6.24% to 19.74% APR and have not changed in the last 7 or 30 days. Meriwest's auto loan rates range from 4.99% to 7.59% APR today. unchanged from 7 and 30 days ago but down from 30 days ago. Chevron's auto loan rates range from 4.99% to 8.34% APR today. Unchanged compared to 7, 30, or 60 days ago, but they are higher than the rates from 90 days ago.

Sesloc's auto loans with APRs ranging from 4.99% to 16% , which are unchanged from 7 and 30 days ago but down from 60 and 90 days ago. Recreational loan rates stay steady at 8.05% to 15.7% with no changes over the past 90 days. Farmers Insurance's auto loans with APRs ranging from 4.99% to 7.49% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 6.99% and 9.49% , also unchanged over the past 7 and 30 days. Both loan types had lower rates 90 days ago.

Sierra Central's auto loan rates range from 4.99% to 14.99% APR, which is up slightly from 7 and 30 days ago. Motorcycle loans have rates between 9.99% and 15.99% APR with no change in the past 30 days. Recreational loans range from 7.99% to 16.49% APR and have also stayed the same over the last month. Blupeak's auto loan rates range from 5.05% to 7.25% APR today, with no change from 7 days ago but up from 30 and 60 days ago. Recreational loan rates stay steady at 8.99% to 13.99% APR across all recent periods.

Patelco's auto loans range from 5.19% to 17.99% , with no change from 7, 30, or 60 days ago and a slight decrease from 90 days ago. Motorcycle loans range from 6.99% to 16.79% APR and have stayed the same over the past 7 and 30 days.

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Why compare Vehicle Loans in San Francisco, CA on LendMesh

If you’re searching for a cheap car loan interest rate in San Francisco, CA, taking time to compare offers can make a big difference. LendMesh helps you explore multiple lenders side-by-side, uncovering better deals tailored to your needs. Keep checking back to find the most affordable options and make your car purchase with confidence, knowing you’ve made an informed choice.

To stay ahead of the best rates in San Francisco, consider subscribing to LendMesh’s alerts. Just set your target interest rate—whether it’s 4% or 5%—and we’ll notify you as soon as loan offers dip below that mark. You’ll also receive expert insights, market trends, and curated loan deals weekly or monthly, keeping you informed and ready to grab the smartest financing opportunities.

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