Vehicle Loans in San Francisco, CA

Looking for a cheap car loan interest rate in San Francisco, CA? Compare offers from trusted local lenders to find rates that fit your budget and get you on the road faster. It’s simple, transparent, and tailored just for Bay Area drivers.

Save time and money by exploring competitive car loan options right here in San Francisco. Whether you’re buying new or used, finding the best rate means lower monthly payments and a smoother ride to your next adventure.

NewUsed

Filters

Lender
APR
Term
Link
Info
hfcu
3.99 - 5.19 %
7 Yrs
americaschristiancu
3.99 - 4.24 %
1 - 7 Yrs
usccreditunion
4.19 - 5.69 %
3 - 7 Yrs
ngfcu
4.24 - 5.49 %
3 - 7 Yrs
pacificservice
4.24 - 15.99 %
7 Yrs
firefightersfirstcu
4.24 - 5.49 %
2 - 7 Yrs
sffcu
4.24 - 5.2 %
0.1 - 7 Yrs
providentfcu
4.26 %
comfirstcu
4.34 - 6.04 %
2 - 8 Yrs
redwoodcu
4.39 - 5.59 %
3 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

Hanscom's auto loans with APRs ranging from 3.99% to 6.59% , showing no change from 7, 30, or 60 days ago. Recreational vehicle loans have rates between 6.99% and 8.19% , which have also stayed the same over the past 7, 30, and 60 days. America'S Christian's auto loans with APRs ranging from 3.99% to 4.24% and motorcycle loans at 5.24% . These rates have shown no change compared to 7 and 30 days ago. Recreational loans are also available with APRs between 4.99% and 5.24% , remaining steady over the same periods.

Usc's auto loans with an APR range of 4.19% to 5.69% . These rates have shown no change compared to 7 and 30 days ago. The credit union's auto loan terms remain steady across all recent periods. Northrop Grumman's auto loan rates range from 4.24% to 5.79% APR today. Unchanged compared to 7 and 30 days ago, as well as 60 and 90 days ago. Pacific Service has auto loan rates ranging from 4.24% to 15.99% APR, which are unchanged from 7 and 30 days ago but down from 60 and 90 days ago. Motorcycle loans have rates between 7.54% and 17.99% APR with no change over the past 7, 30, or 60 days.

Firefighters First's auto loans with APRs ranging from 4.24% to 5.49% , and recreational vehicle loans with rates between 7.49% and 8.99% . Unchanged over the past 7, 30, or 60 days. San Francisco shows an auto loan APR range of 4.24% to 8.75% today, which is down from 7 and 30 days ago. The rates have also decreased compared to 60 and 90 days ago. This a recent drop in auto loan rates at the credit union. Provident's auto loan has a 4.26% APR today, which is unchanged from 7, 30, and 60 days ago. The rate range from 90 days ago was slightly higher, between 4.26% and 4.99% .

Community First has auto loan rates ranging from 4.34% to 6.09% APR, with no change from 7 days ago and a slight increase from 30 days ago. Motorcycle loans range from 7.59% to 8.34% APR and have stayed the same over the past 7 and 30 days. Redwood's auto loan rates range from 4.39% to 6.09% APR, with no change over the past 7, 30, or 60 days. Recreational loan rates are between 7.24% and 10.24% APR and have also stayed the same during that time.

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Why compare Vehicle Loans in San Francisco, CA on LendMesh

If you’re searching for a cheap car loan interest rate in San Francisco, CA, taking time to compare offers can make a big difference. LendMesh helps you explore multiple lenders side-by-side, uncovering better deals tailored to your needs. Keep checking back to find the most affordable options and make your car purchase with confidence, knowing you’ve made an informed choice.

To stay ahead of the best rates in San Francisco, consider subscribing to LendMesh’s alerts. Just set your target interest rate—whether it’s 4% or 5%—and we’ll notify you as soon as loan offers dip below that mark. You’ll also receive expert insights, market trends, and curated loan deals weekly or monthly, keeping you informed and ready to grab the smartest financing opportunities.

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