Vehicle Loans in Lubbock, TX

If you’re shopping for a car loan in Lubbock, TX, knowing the average finance rates can help you make smarter choices. Compare offers from local lenders and credit unions to find the best deal tailored to your budget and needs.

Get ahead with low down payments and competitive rates right here in Lubbock. Whether it’s your first car or a refinance, exploring your options ensures you drive away with confidence and savings.

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Lender
APR
Term
Link
Info
houstonfcu
4.25 - 6.25 %
0.1 - 7 Yrs
chartway
4.4 - 5.84 %
0.1 - 7 Yrs
nusenda
4.49 - 6.25 %
3 - 7.5 Yrs
university-credit-union
4.49 - 8.49 %
3 - 7 Yrs
bvscu
4.49 - 17.24 %
4 - 7 Yrs
rbfcu
4.49 - 18 %
2 - 7 Yrs
rrcu
4.6 - 6.75 %
7 Yrs
togethercu
4.64 - 5.99 %
jfcu
4.69 - 7.89 %
3 - 8 Yrs
wellbyfinancial
4.69 - 4.99 %
7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-12

Credit Union Loan Rates - Trends & Analysis:

Houston's auto loans with APRs ranging from 4.25% to 6.25% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 7.5% and 9.25% , which have also stayed the same over the past 7 and 30 days. Chartway's auto loan rates range from 4.4% to 5.84% APR and have not changed in the last 60 or 90 days. Recreational loan rates are between 4.84% and 6.7% APR, with no change in the past 7, 30, or 60 days. Nusenda's auto loan rates range from 4.49% to 7.25% APR and have not changed in the past 7, 30, or 60 days. Motorcycle loans are between 8.2% and 9.5% APR with no change in the last week. Recreational loans range from 8.75% to 11.25% APR and have also stayed the same over the past 7 days.

University's auto loans with rates from 4.49% to 8.49% APR, which have stayed the same over the past 7 and 30 days. Motorcycle loan rates range from 10.74% to 12.49% APR and have gone down since 7 and 30 days ago. Brazos Valley Schools has auto loan rates ranging from 4.49% to 17.49% APR today. These rates are unchanged from 7 and 30 days ago but are up compared to 30 and 60 days ago. No term is listed for this program. Randolph Brooks has auto loan rates ranging from 4.49% to 18% APR, which are down from 30 days ago but the same as 7 days ago. Motorcycle and recreational loans both have rates between 5.95% and 18% APR, with no change over the past 7 and 30 days.

Red River Employees has auto loan rates ranging from 4.6% to 7.05% APR, with no change from 7, 30, or 60 days ago but up from 90 days ago. Recreational loans range from 5.95% to 8.4% APR and have stayed the same over the past 7, 30, and 60 days. Together's auto loans with APRs ranging from 4.64% to 5.99% , and motorcycle loans at 8.14% . Unchanged over the past 7, 30, 60, or 90 days. Justice has auto loan rates ranging from 4.69% to 7.89% APR, with no change from 7 or 30 days ago. Motorcycle loans start at 4.69% and go up to 7.09% , also showing no change over the past month. Recreational vehicle loans range from 6.84% to 7.94% APR and have stayed steady compared to 7 and 30 days earlier.

Jsc's auto loan rates range from 4.69% to 7.19% APR today, with no change from 7 or 30 days ago. Rates are up compared to 60 and 90 days ago, when the range was 4.39% to 6.89% .

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