If you’re shopping for a car loan in Lubbock, TX, knowing the average finance rates can help you make smarter choices. Compare offers from local lenders and credit unions to find the best deal tailored to your budget and needs.
Get ahead with low down payments and competitive rates right here in Lubbock. Whether it’s your first car or a refinance, exploring your options ensures you drive away with confidence and savings.
Affinity's auto loans with APRs ranging from 4.94% to 7.55% . These rates have stayed the same compared to 7, 30, and 60 days ago, but they are slightly lower than 90 days ago. A+'s Auto loans with APRs ranging from 5.24% to 6.49% , showing no change from 7 or 30 days ago. Recreational loans have a fixed APR of 7.24% , which has also remained steady over the same periods. Meriwest's auto loan rates range from 4.99% to 7.59% APR today. unchanged from 7 and 30 days ago but down from 30 days ago.
Rally's auto loans with APRs ranging from 5.24% to 18% , which is up from 7 and 30 days ago. Recreational vehicle loans have rates between 5.99% and 18% , showing no change over the same periods. East Texas Professional has auto loan rates ranging from 4.79% to 5.99% APR, which are unchanged from 7 and 30 days ago but slightly up from 60 days ago. Motorcycle loans range from 6.99% to 7.49% APR with no change in the past 60 days. Austin Telco's auto loan rates range from 5.29% to 6.24% APR today, with no change from 7 days ago but up from 30 days ago. Motorcycle loans are at 7.04% APR with no change in the past 7 or 30 days. Recreational loan rates range from 7.49% to 8.49% APR and have stayed the same over the last 7 and 30 days.
Firstmark's auto loans with APRs ranging from 5.49% to 6.84% , which have not changed in the past 7, 30, 60, or 90 days. Their other loan rates range from 6.75% to 9.5% . Technology Credit Union's auto loan rates range from 5.24% to 15.74% APR today. These rates have shown no change compared to 7 and 30 days ago. Greater Texas has an auto loan APR of 5.51% and a motorcycle loan APR of 7.66% . Both rates have stayed the same compared to 7 and 30 days ago. The recreational loan rate is 5.66% with no changes over the same periods.
Eecu's auto loan rates range from 5.39% to 6.56% APR today, with no change from 7 or 30 days ago but up since 60 and 90 days ago. Motorcycle loans have rates between 8.39% and 9.65% APR, showing no change over the past 90 days. Recreational loan rates range from 8.39% to 11.65% APR and have stayed steady for the last 60 days.
See the full lender directory — hours, services & financials →
If you’re searching for the average car finance rate in Lubbock, TX, keep exploring your options on LendMesh. Comparing multiple lenders helps you uncover competitive rates and find deals tailored to your budget. Taking a little extra time now could mean big savings down the road, so trust LendMesh to guide you toward smarter choices without any pressure.
Want to stay ahead of Lubbock’s loan rates? Subscribe to LendMesh for personalized alerts—just set your target rate, and we’ll notify you when offers drop below that. Choose weekly or monthly updates packed with expert insights, trending rates, and carefully selected loan deals. Join thousands of borrowers who rely on LendMesh to make informed decisions and catch the best opportunities as they happen.