Vehicle Loans in Lubbock, TX

Searching for the best vehicle loan rates in Lubbock, TX? Compare offers from local lenders to find low interest rates and flexible terms that fit your budget. Whether it’s a new or used car, getting the right loan is simpler than you think.

Lubbock drivers trust community credit unions and banks for friendly service and fast approvals. Start your journey to a new ride today by comparing loan options that help you save money and hit the road with confidence.

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Lender
APR
Term
Link
Info
affinityfcu
5.2 - 7.55 %
3 - 7 Yrs
∞
aplusfcu
5.24 - 6.49 %
0.5 - 7 Yrs
∞
meriwest
5.24 - 7.59 %
1 - 7 Yrs
∞
rallycu
5.24 - 18 %
7 Yrs
∞
etpcu
5.29 - 5.99 %
∞
atfcu
5.29 - 6.24 %
1 - 7 Yrs
∞
firstmarkcu
5.49 - 6.84 %
3 - 7 Yrs
∞
techcu
5.49 - 15.74 %
1 - 7 Yrs
∞
gtfcu
5.51 %
7 Yrs
∞
eecu
5.54 - 6.56 %
4 - 6.5 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-12

Credit Union Loan Rates - Trends & Analysis:

Affinity's auto loans with APRs ranging from 4.94% to 7.55% . These rates have stayed the same compared to 7, 30, and 60 days ago, but they are slightly lower than 90 days ago. A+'s Auto loans with APRs ranging from 5.24% to 6.49% , showing no change from 7 or 30 days ago. Recreational loans have a fixed APR of 7.24% , which has also remained steady over the same periods. Meriwest's auto loan rates range from 4.99% to 7.59% APR today. unchanged from 7 and 30 days ago but down from 30 days ago.

Rally's auto loans with APRs ranging from 5.24% to 18% , which is up from 7 and 30 days ago. Recreational vehicle loans have rates between 5.99% and 18% , showing no change over the same periods. East Texas Professional has auto loan rates ranging from 4.79% to 5.99% APR, which are unchanged from 7 and 30 days ago but slightly up from 60 days ago. Motorcycle loans range from 6.99% to 7.49% APR with no change in the past 60 days. Austin Telco's auto loan rates range from 5.29% to 6.24% APR today, with no change from 7 days ago but up from 30 days ago. Motorcycle loans are at 7.04% APR with no change in the past 7 or 30 days. Recreational loan rates range from 7.49% to 8.49% APR and have stayed the same over the last 7 and 30 days.

Firstmark's auto loans with APRs ranging from 5.49% to 6.84% , which have not changed in the past 7, 30, 60, or 90 days. Their other loan rates range from 6.75% to 9.5% . Technology Credit Union's auto loan rates range from 5.24% to 15.74% APR today. These rates have shown no change compared to 7 and 30 days ago. Greater Texas has an auto loan APR of 5.51% and a motorcycle loan APR of 7.66% . Both rates have stayed the same compared to 7 and 30 days ago. The recreational loan rate is 5.66% with no changes over the same periods.

Eecu's auto loan rates range from 5.39% to 6.56% APR today, with no change from 7 or 30 days ago but up since 60 and 90 days ago. Motorcycle loans have rates between 8.39% and 9.65% APR, showing no change over the past 90 days. Recreational loan rates range from 8.39% to 11.65% APR and have stayed steady for the last 60 days.

🏦 Local Lenders in Lubbock, TX

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🏘️ All the Lenders Available in Lubbock County, TX

✅WESTEX FEDERAL CREDIT UNION
✅CAPROCK SANTA FE CREDIT UNION
✅TEXAS TECH FEDERAL CREDIT UNION
✅FIRST BASIN CREDIT UNION
✅ALLIANCE 97103 CREDIT UNION
✅CITIZENS FEDERAL CREDIT UNION
✅CAPITAL 24930 CREDIT UNION
✅COMPLEX COMMUNITY FEDERAL CREDIT UNION

Compare other loan types in Lubbock, TX

Why compare Vehicle Loans in Lubbock, TX on LendMesh

If you’re exploring vehicle loan rates in Lubbock, TX, taking time to compare offers on LendMesh can help you discover better deals and save money. Different lenders may have varying terms and rates, so browsing multiple options gives you a clearer picture and more control over your next car loan. There’s no rush—just explore at your own pace and make the choice that fits your budget best.

To make staying informed even easier, consider subscribing to LendMesh’s personalized alerts. Simply set your target rate—say 4% or 5%—and we’ll notify you whenever loan offers in Lubbock drop below that number. You’ll also get expert insights, rate trends, and curated loan deals delivered weekly or monthly, helping you stay ahead and seize the best opportunities when they arise.

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