Vehicle Loans in Houghton, MI

Shopping for an auto loan in Houghton, MI? Compare local vehicle finance rates to find the best deal that fits your budget and gets you behind the wheel faster. It’s simple, transparent, and designed with your needs in mind.

Whether you’re buying new or used, exploring loan offers from trusted lenders here in Houghton helps you save money and enjoy personalized service. Take a moment to compare rates and drive away with confidence today.

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Lender
APR
Term
Link
Info
cfcu
4.74 - 10.24 %
3 - 4 Yrs
christianfinancialcu
4.74 %
dortonline
4.79 - 5.79 %
3 - 6 Yrs
eastrise
4.85 - 6.1 %
2 - 7 Yrs
affinityfcu
4.94 - 6.62 %
3 - 8 Yrs
pfcu4me
4.94 %
adviacu
4.99 %
3.5 Yrs
dupaco
4.99 - 5.39 %
4 - 7 Yrs
dcu
4.99 - 10.74 %
3 - 10 Yrs
cuone
4.99 - 7.99 %
15 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Community Financial's auto loan rates range from 4.74% to 10.24% APR today, with no change from 7 days ago but higher than 30 days ago. Recreational loan rates are between 7.24% and 10.24% APR and have stayed the same over the past 7 and 30 days. Christian Financial has an Auto loan rate of 4.74% APR, which has not changed in the past 7, 30, 60, or 90 days. Their Other and Recreational loan rates are both 4.99% APR and have also stayed the same over the last 7, 30, and 60 days.

Dort Financial has auto loan rates ranging from 4.79% to 5.79% APR with no change over the past 7, 30, or 60 days. Motorcycle loans are between 9.99% and 10.99% APR, also showing no change in the same periods. Recreational loan rates range from 6.99% to 10.99% APR and have remained steady as well. Eastrise's vehicle loans with auto rates ranging from 4.85% to 6.1% APR and recreational vehicle rates from 5.5% to 7.7% APR. These rates have shown no change compared to 7 and 30 days ago. Both loan types provide steady terms without recent adjustments.

Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates are unchanged from 7 and 30 days ago but are down from 60 and 90 days ago. Pfcu's auto loan rate is 4.94% APR today, with no change from 7 or 30 days ago but up from 60 days ago. Recreational loan rates are 6.84% APR, also unchanged from 7 and 30 days ago and up from 60 days ago. Advia has an APR of 4.99% for both Auto and Recreational loans. Unchanged compared to 7, 30, and 60 days ago. The credit union's rates have remained steady over the past three months.

Dupaco Community's auto loans with APRs ranging from 4.99% to 8.39% and recreational loans from 7.09% to 10.04% . Unchanged compared to 7 and 30 days ago. Both loan types have steady rates across all recent periods. Digital has vehicle loan rates ranging from 4.99% to 10.74% for auto loans and 6.25% to 11.35% for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady between 8.99% and 11.35% .

Credit Union One's auto loans with APRs ranging from 4.99% to 7.99% , showing no change from 7, 30, or 90 days ago. Motorcycle loans have rates between 6.99% and 7.24% , which have also stayed the same over the past 7 and 30 days. Recreational loans range from 6.99% to 7.99% with no changes in the last 7, 30, 60, or 90 days.

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