Vehicle Loans in Indianapolis, IN

Curious about the average new car payment in Indianapolis, IN? Comparing local loan offers helps you find rates that fit your budget and get you behind the wheel faster. You deserve a simple, stress-free way to finance your next vehicle right here in Indianapolis.

Our community understands what Indianapolis drivers need—low rates, flexible terms, and quick approvals. Start comparing loan options today to discover how affordable your new car payment can be with trusted lenders who care about you and your ride.

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Lender
APR
Term
Link
Info
notredamefcu
5.558 %
5 Yrs
∞
purduefed
5.59 %
∞
3riversfcu
5.74 %
5 Yrs
∞
lnfcu
5.75 - 7 %
4.3 - 6.2 Yrs
∞
elements
5.85 - 9.16 %
4.5 Yrs
∞
heritagefederal
6.25 - 8.45 %
4 - 7 Yrs
∞
iucu
6.37 - 7.25 %
4 - 6.5 Yrs
∞
cranecu
6.39 - 7.66 %
5.5 - 6.5 Yrs
∞
forumcu
6.39 - 8.44 %
∞
everwisecu
6.4 - 8 %
3 - 5 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Notre Dame has an auto loan rate of 5.56% APR today, which is unchanged from 7 and 30 days ago. Motorcycle loans are at 7.27% APR with no change from a week ago. Recreational loan rates are 8.77% APR today, up from a range of 7.27% to 8.77% thirty days ago. Purdue's auto loan has a 5.59% APR today, which is unchanged from 7 and 30 days ago but up from 60 and 90 days ago. This rate applies to all terms listed for the auto program. Three Rivers has an auto loan rate of 5.74% APR today, which is unchanged from 7, 30, and 60 days ago but slightly higher than 90 days ago. Recreational loan rates range from 7.14% to 7.41% APR and have stayed the same over the past 7, 30, and 60 days.

L & N's auto loans with an APR range of 5.49% to 7% . These rates have shown no change compared to 7, 60, and 90 days ago. Elements Financial's auto loan rates range from 5.55% to 9.16% APR today, with no change from 7 or 30 days ago but up from 90 days ago. Motorcycle loans have a fixed rate of 8.93% APR, which is steady compared to 7 and 30 days ago. Recreational loans are at 8.27% APR, also showing no change over the past 7 and 30 days. Heritage's auto loan rates range from 5.95% to 8.45% APR today. These rates show no change from 7 or 30 days ago, but they are down from the higher rates seen 60 and 90 days ago.

Indiana University has auto loan rates ranging from 6.04% to 7.25% APR, which are unchanged from 7 and 30 days ago but up from 30 days ago. Recreational loan rates are between 8.92% and 11.26% APR, with no change over the past 7 and 30 days. Crane's auto loans with APRs ranging from 5.89% to 7.66% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 7.14% and 11.37% , also unchanged over the past 7 and 30 days. Forum's auto loan rates range from 6.09% to 8.44% APR today. These rates are unchanged from 7 and 30 days ago but are up from 60 and 90 days ago.

Everwise's auto loan rates range from 6% to 8% APR today, with no change from 7 days ago but up from 30 and 60 days ago. The rates have increased compared to those earlier periods, while staying steady over the past week.

🏦 Local Lenders in Indianapolis, IN

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✅INDIANA MEMBERS CREDIT UNION
✅FINANCIAL HEALTH FEDERAL CREDIT UNION
✅ELEMENTS FINANCIAL FEDERAL CREDIT UNION
✅ENERGY PLUS CREDIT UNION
✅HOOSIER UNITED CREDIT UNION
✅LAMPCO FEDERAL CREDIT UNION
✅EVERWISE CREDIT UNION
✅PROFESSIONAL POLICE OFFICERS CREDIT UNION
✅FAMILY HORIZONS CREDIT UNION
✅KEMBA INDIANAPOLIS CREDIT UNION
✅MT ZION INDIANAPOLIS FEDERAL CREDIT UNION
✅FORUM CREDIT UNION
✅FIREFIGHTERS 97052 CREDIT UNION
✅H A L E FEDERAL CREDIT UNION
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✅FINANCIAL CENTER FIRST CREDIT UNION
✅HARVESTER FINANCIAL CREDIT UNION
✅INDIANA UNIVERSITY CREDIT UNION
✅CLIFTY CREEK EMPLOYEES FEDERAL CREDIT UNION
✅CHICAGOS BRAVEST CREDIT UNION
✅FEDEX EMPLOYEES CREDIT ASSOCIATION FEDERAL CREDIT UNION

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