Vehicle Loans in Franklin, TN

Searching for the average used car payment in Franklin, TN? Comparing local loan offers helps you find the best rates and terms that fit your budget. It’s a simple step toward driving away with a great deal on your next vehicle.

Local credit unions and banks in Franklin offer competitive rates and fast approvals, making it easier to secure a loan you can trust. Start comparing today to see how affordable your used car payment can be without the hassle.

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Lender
APR
Term
Link
Info
ascend
5.39 - 18 %
5.1 - 12 Yrs
tvfcu
5.39 - 18 %
5.3 - 7 Yrs
dupaco
5.44 - 8.39 %
4 - 7 Yrs
ornlfcu
5.89 %
y12fcu
5.99 - 6.99 %
tvacreditunion
5.99 - 6.24 %
2 - 7 Yrs
listerhill
6.24 - 8.25 %
5.5 - 6.2 Yrs
cafcu
6.49 - 17.75 %
5 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Ascend's auto loan rates range from 4.99% to 18% APR today. The rates are unchanged from 7 and 30 days ago but are up compared to 30 and 90 days ago, and down from 60 days ago. Tennessee Valley has auto loan rates ranging from 4.39% to 18% APR, with no change over the past 7 and 30 days. Their recreational loans also stay steady at 6.99% to 13.99% APR during the same periods. Other loan rates remain unchanged as well. Dupaco Community has auto loan rates ranging from 4.99% to 8.39% APR, with no change over the past 7, 30, or 90 days. Recreational vehicle loans range from 7.09% to 10.04% APR and have also stayed the same compared to 7, 30, 60, and 90 days ago.

Ornl's auto loans with an APR of 5.89% , which is unchanged from 7 and 30 days ago. Recreational vehicle loans have a rate of 8.29% , also showing no change from a week ago. Y–12's auto loan rates range from 5.99% to 6.99% APR today, with no change from 7, 30, or 60 days ago. Rates are down compared to 90 days ago, when they ranged from 6.24% to 7.24% . Knoxville Tva Employees has vehicle loan rates ranging from 4.99% to 6.24% APR for both auto and recreational loans. These rates show no change from 7 and 30 days ago, while the auto loan rates are down compared to 90 days ago.

Listerhill's auto loans with rates ranging from 5.74% to 8.25% APR today. These rates are unchanged from 7 and 30 days ago and have gone down compared to 30, 60, and 90 days ago. California Adventist has auto loan rates ranging from 5.99% to 17.75% APR today. The rates cover a wide range depending on the loan details.

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