Vehicle Loans in Saint Petersburg, FL

Looking for an average car loan in St. Petersburg, FL? Compare local loan offers from trusted lenders to find the best rates and terms for your new or used vehicle. It’s quick, simple, and helps you save money on your next ride.

St. Petersburg residents enjoy competitive loan rates paired with friendly, fast service. By choosing a local lender, you support your community while driving off with confidence—making your car loan experience smooth and stress-free.

NewUsed

Filters

Lender
APR
Term
Link
Info
mayocreditunion
4.19 - 4.79 %
0.1 - 7 Yrs
creditunion1
4.2 - 14.74 %
3 - 5 Yrs
ngfcu
4.24 - 5.49 %
3 - 7 Yrs
fairwinds
4.39 %
3 - 6 Yrs
university-credit-union
4.49 - 8.49 %
3 - 7 Yrs
alabamacu
4.49 - 4.99 %
3 - 6 Yrs
partnersfcu
4.49 - 6.24 %
3 - 7 Yrs
ithinkfi
4.49 - 15.75 %
3.1 - 7 Yrs
pefcu
4.49 %
togethercu
4.64 - 5.99 %

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Mayo Employees has auto loan rates ranging from 4.19% to 6.69% APR, which are down from both 7 and 30 days ago. Recreational loan rates are between 6.64% and 7.44% APR and have also decreased since 7 days ago. Credit Union 1's auto loans with APRs ranging from 4.2% to 14.74% today. The rates are down from 7 and 30 days ago, with no change in the upper range. Northrop Grumman's auto loans with APRs ranging from 4.24% to 5.79% . These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago either.

Fairwinds' auto loan rates range from 4.39% to 5.75% APR today, which is up slightly from 60 days ago. Their other loan rates stay steady between 7.35% and 7.8% APR with no change over the same period. University's auto loan rates range from 4.49% to 8.49% APR and have not changed in the past 7 or 30 days. Motorcycle loan rates are between 10.74% and 12.49% APR, which is down from 7 and 30 days ago. Alabama's auto loans with APRs ranging from 4.49% to 7.24% , which is unchanged from 7 and 30 days ago. Recreational vehicle loans have rates between 6.24% and 7.49% , also showing no change from a week ago.

Partners has auto loan rates ranging from 4.49% to 6.49% APR, with no change over the past 7, 30, or 60 days. Motorcycle loans are at 7.99% APR and have stayed the same during that time. Ithink Financial's auto loans with APRs ranging from 4.24% to 16.25% , which are down from 30 days ago but the same as 7 days ago. Motorcycle loans have rates between 5.34% and 17% , showing no change from both 7 and 30 days ago. Recreational vehicle loans also stay steady at 5.24% to 17% APR compared to the past month.

Publix Employees has auto loan rates ranging from 4.49% to 4.74% APR, with no change from 7 or 30 days ago. Motorcycle loans are between 7.1% and 7.5% APR, also showing no change over the same periods. Other loans have a 7.3% APR that's steady compared to 7 and 30 days ago but up from 90 days ago. Together's auto loans with APRs ranging from 4.64% to 5.99% and motorcycle loans at 8.14% . Unchanged over the past 7, 30, 60, or 90 days.

🏦 Local Lenders in Saint Petersburg, FL

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Pinellas County, FL

Compare other loan types in Saint Petersburg, FL

Why compare Vehicle Loans in Saint Petersburg, FL on LendMesh

If you’re searching for the average car loan in St Petersburg, FL, it’s worth exploring multiple lenders on LendMesh to uncover better rates and terms that fit your budget. Comparing options helps you spot cheaper deals and make informed decisions without pressure—giving you peace of mind as you shop for your next vehicle.

Consider subscribing to LendMesh for personalized loan alerts tailored to your target rate, whether that’s 4% or 5%. You’ll receive timely notifications when offers dip below your goal, plus weekly or monthly updates with expert insights and curated deals. Join fellow St Petersburg borrowers who trust LendMesh to stay informed and seize the best car loan opportunities.

Customers are also interested in:

Average Car Loan