Vehicle Loans in Merritt Island, FL

Searching for the best low interest auto loans in Merritt Island, FL? Compare offers from trusted local lenders to find rates that fit your budget and get you behind the wheel faster. It’s easy to explore your options and save on your next vehicle loan.

Merritt Island drivers deserve straightforward, friendly service and quick approvals. By comparing loan offers tailored to your needs, you can enjoy personalized support and low rates that make buying your used car simple and affordable right here in your community.

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Lender
APR
Term
Link
Info
affinityfcu
5.2 - 7.55 %
3 - 7 Yrs
penair
5.24 - 17.49 %
4 - 7 Yrs
gtefinancial
5.24 %
launchcu
5.25 - 7.49 %
7 Yrs
communityfirstfl
5.29 - 7.99 %
7 Yrs
edfed
5.34 %
growfinancial
5.35 - 18 %
dupaco
5.44 - 8.39 %
4 - 7 Yrs
wingsfinancial
5.49 - 6.99 %
3 - 7 Yrs
ccuflorida
5.49 - 8.49 %
7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-31

Credit Union Loan Rates - Trends & Analysis:

Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7 and 30 days ago, and they are down from 60 and 90 days ago. Pen Air's auto loan rates range from 4.99% to 17.49% APR today, with no change from 7 or 30 days ago but up since 60 and 90 days ago. Recreational loan rates are between 5.99% and 6.49% APR, staying steady over the past 7, 30, and 60 days but down compared to 90 days ago. Gte's auto loans with rates ranging from 4.74% to 5.24% APR, which have not changed in the past 90 days. Their other and recreational loan rates are both steady at 7.74% APR over the same period.

Launch Credit Union's auto and motorcycle loans with APRs ranging from 4.99% to 7.49% . Unchanged over the past 7, 30, 60, or 90 days. Both loan types have steady rates within this range. Community First Credit Union Of Flo has auto loan rates ranging from 5.05% to 7.99% APR, which are up from 7 and 30 days ago. Motorcycle loans range from 6.29% to 7.74% APR and show no change over the past 7 and 30 days. Recreational loan rates are between 6.39% and 8.99% APR with no change during the same period.

Educational's auto loans with APRs ranging from 5.09% to 5.34% , which is down from 7 and 30 days ago. Motorcycle loans have a fixed APR of 6.15% , and recreational loans range from 6.14% to 8.39% . Grow Financial's auto loan rates range from 4.9% to 18% APR, which is up from 7 and 30 days ago. Motorcycle loans have rates between 7.75% and 10.5% APR with no change in the past 7 or 30 days. Recreational loan rates range from 5% to 9.75% APR and have also stayed the same over the last month.

Dupaco Community's auto loans with APRs ranging from 4.99% to 8.39% and recreational loans from 7.09% to 10.04% . Unchanged in the past 7 or 30 days. Both loan types provide steady terms without recent adjustments. Wings Financial's auto loans with APRs ranging from 5.24% to 6.99% , which is unchanged from 7 and 30 days ago but up from 30 days ago. Motorcycle loans have rates between 6.49% and 7.99% , showing no change over the past 7 and 30 days. Recreational loans range from 5.74% to 7.24% , also with no change compared to 7 and 30 days ago.

Community Credit Union Of Florida has auto loan rates ranging from 4.99% to 8.49% APR with no change over the past 7 and 30 days. Motorcycle loans are between 5.89% and 8.99% APR, also showing no change in the last week. Recreational loan rates are 6.49% to 7.49% APR, which is up from 7 days ago.

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