Vehicle Loans in Palm Bay, FL

Looking for cheap auto loans in Palm Bay, FL? Compare rates from trusted local lenders and find the best deal that fits your budget. Whether it’s a new or used vehicle, we make it simple to get fast approval and save on your next ride.

Palm Bay drivers deserve easy access to affordable vehicle financing. Start your loan search here to explore competitive offers tailored to our community. With clear options and friendly support, you’ll be behind the wheel sooner without breaking the bank.

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Lender
APR
Term
Link
Info
penair
5.24 - 17.49 %
4 - 7 Yrs
gtefinancial
5.24 %
launchcu
5.25 - 7.49 %
7 Yrs
communityfirstfl
5.29 - 7.99 %
7 Yrs
edfed
5.34 %
growfinancial
5.35 - 18 %
dupaco
5.44 - 8.39 %
4 - 7 Yrs
sccu
5.49 - 6.74 %
4 - 7 Yrs
wingsfinancial
5.49 - 6.99 %
3 - 7 Yrs
ccuflorida
5.49 - 8.49 %
7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Pen Air's auto loan rates range from 4.99% to 17.49% APR today, with no change from 7 or 30 days ago but up since 60 and 90 days ago. Recreational loan rates are between 5.99% and 6.49% APR, staying steady over the past 7, 30, and 60 days but down compared to 90 days ago. Gte's auto loans with rates ranging from 4.74% to 5.24% APR, which have not changed in the past 90 days. Their other and recreational loan rates are both steady at 7.74% APR over the last 30 days.

Launch Credit Union's auto and motorcycle loans with APRs ranging from 4.99% to 7.49% . Unchanged in the past 7 or 30 days. Both loan types maintain steady rates over the recent period. Community First Credit Union Of Flo has auto loan rates ranging from 5.05% to 7.99% APR, which are up from 7 and 30 days ago. Motorcycle loans have rates between 6.29% and 7.74% APR with no change over the past 7 and 30 days. Recreational loan rates range from 6.39% to 8.99% APR and have also stayed the same during that time.

Educational's auto loans with APRs ranging from 5.09% to 5.34% , which is down from 7 and 30 days ago. Motorcycle loans have a fixed APR of 6.15% , and recreational loans range from 6.14% to 8.39% . Grow Financial's auto loan rates range from 4.9% to 18% APR, which is up from 7 and 30 days ago. Motorcycle loans have rates between 7.75% and 10.5% APR with no change in the past 7 or 30 days. Recreational loan rates range from 5% to 9.75% APR and have also stayed the same over the last month.

Dupaco Community's auto loans with APRs ranging from 4.99% to 8.39% and recreational loans from 7.09% to 10.04% . Unchanged compared to 7 and 30 days ago. Both loan types have steady rates across all recent periods. Space Coast has auto loan rates ranging from 5.49% to 6.74% APR and motorcycle loans from 5.74% to 10.5% APR. Both rates show no change compared to 60 and 90 days ago. Recreational loan rates range from 5.74% to 6.24% APR and are also unchanged from 60 days ago.

Wings Financial's auto loans with APRs ranging from 5.24% to 6.99% , which is unchanged from 7 and 30 days ago but up from 30 days ago. Motorcycle loans have rates between 6.49% and 7.99% , showing no change over the past 7 and 30 days. Recreational loans range from 5.74% to 7.24% , also with no change compared to 7 and 30 days ago. Community Credit Union Of Florida has auto loan rates ranging from 4.99% to 8.49% APR with no change over the past 7 and 30 days. Motorcycle loans are between 5.89% and 8.99% APR, also showing no change in the last week. Recreational loan rates are 6.49% to 7.49% APR, which is up from 7 days ago.

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If you’re searching for cheap auto loans in Palm Bay, FL, it pays to keep comparing lenders on LendMesh. Our platform helps you explore a variety of trusted banks and credit unions, so you can find deals that fit your budget and drive away with confidence. Taking a few extra moments to compare can uncover better rates and save you money over the life of your loan.

Stay one step ahead by subscribing to LendMesh’s personalized alerts. Just set your target rate—say 4% or 5%—and we’ll notify you as soon as offers fall below that mark. You’ll receive weekly or monthly updates with expert insights, rate trends, and carefully selected loan options, all tailored for Palm Bay borrowers. Join thousands who trust LendMesh to make smarter, more informed auto loan decisions.

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