Vehicle Loans in Palm Coast, FL

Searching for the best new car finance offers in Palm Coast, FL? Compare local loan options easily to find rates that fit your budget and get approved quickly. It’s a simple way to start your next drive with confidence right here in your community.

Palm Coast residents trust nearby lenders who know the area and care about your financial goals. By comparing offers, you can secure a great deal and enjoy personalized service that helps you get behind the wheel faster, without any hassle.

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Lender
APR
Term
Link
Info
penair
5.24 - 17.49 %
4 - 7 Yrs
gtefinancial
5.24 %
launchcu
5.25 - 7.49 %
7 Yrs
communityfirstfl
5.29 - 7.99 %
7 Yrs
edfed
5.34 %
growfinancial
5.35 - 18 %
dupaco
5.44 - 8.39 %
4 - 7 Yrs
sccu
5.49 - 6.74 %
4 - 7 Yrs
wingsfinancial
5.49 - 6.99 %
3 - 7 Yrs
ccuflorida
5.49 - 8.49 %
7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Pen Air's auto loan rates range from 4.99% to 17.49% APR today, with no change from 7 or 30 days ago but up since 60 and 90 days ago. Recreational loan rates are between 5.99% and 6.49% APR, staying steady over the past 7, 30, and 60 days but down compared to 90 days ago. Gte's auto loans with rates ranging from 4.74% to 5.24% APR, which have not changed in the past 90 days. Their other and recreational loan rates are both steady at 7.74% APR over the last 30 days.

Launch Credit Union's auto and motorcycle loans with APRs ranging from 4.99% to 7.49% . Unchanged in the past 7 or 30 days. Both loan types maintain steady rates over the recent period. Community First Credit Union Of Flo has auto loan rates ranging from 5.05% to 7.99% APR, which are up from 7 and 30 days ago. Motorcycle loans have rates between 6.29% and 7.74% APR with no change over the past 7 and 30 days. Recreational loan rates range from 6.39% to 8.99% APR and have also stayed the same during that time.

Educational's auto loans with APRs ranging from 5.09% to 5.34% , which is down from 7 and 30 days ago. Motorcycle loans have a fixed APR of 6.15% , and recreational loans range from 6.14% to 8.39% . Grow Financial's auto loan rates range from 4.9% to 18% APR, which is up from 7 and 30 days ago. Motorcycle loans have rates between 7.75% and 10.5% APR with no change in the past 7 or 30 days. Recreational loan rates range from 5% to 9.75% APR and have also stayed the same over the last month.

Dupaco Community's auto loans with APRs ranging from 4.99% to 8.39% and recreational loans from 7.09% to 10.04% . Unchanged compared to 7 and 30 days ago. Both loan types have steady rates across all recent periods. Space Coast has auto loan rates ranging from 5.49% to 6.74% APR and motorcycle loans from 5.74% to 10.5% APR. Both rates show no change compared to 60 and 90 days ago. Recreational loan rates range from 5.74% to 6.24% APR and are also unchanged from 60 days ago.

Wings Financial's auto loans with APRs ranging from 5.24% to 6.99% , which is unchanged from 7 and 30 days ago but up from 30 days ago. Motorcycle loans have rates between 6.49% and 7.99% , showing no change over the past 7 and 30 days. Recreational loans range from 5.74% to 7.24% , also with no change compared to 7 and 30 days ago. Community Credit Union Of Florida has auto loan rates ranging from 4.99% to 8.49% APR with no change over the past 7 and 30 days. Motorcycle loans are between 5.89% and 8.99% APR, also showing no change in the last week. Recreational loan rates are 6.49% to 7.49% APR, which is up from 7 days ago.

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