Vehicle Loans in Smithfield, NC

Looking for low rate car finance in Smithfield, NC? Compare offers from trusted lenders to find the best deal that fits your budget. Whether you’re buying new or used, local options make it easy to get approved quickly and start driving your dream car sooner.

Smithfield drivers enjoy flexible payment plans and personalized service designed just for our community. Take a few minutes to compare loan rates, save money, and feel confident knowing you’re supported by lenders who understand your needs right here in Smithfield.

NewUsed

Filters

Lender
APR
Term
Link
Info
aacreditunion
3.34 - 4.09 %
5 Yrs
penfed
3.39 - 5.74 %
3 - 7 Yrs
bcu
3.39 - 5.14 %
6.3 - 7 Yrs
ncsecu
3.75 - 9.25 %
3 - 8 Yrs
navyfederal
3.89 - 8.95 %
1 - 15 Yrs
truliantfcu
3.99 - 17.99 %
3 - 8 Yrs
myconsumers
3.99 - 5.99 %
5.1 - 7 Yrs
sdfcu
3.99 %
3 - 7 Yrs
skylacu
3.99 - 6.5 %
4.1 - 7 Yrs
revfcu
4 - 6.25 %
3.1 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

American Airlines vehicle loans range from 3.34% to 4.59% for auto loans and 5.59% to 6.34% for recreational loans. These rates show no change compared to 7 and 30 days ago. The rates have remained steady over the past two months. Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago. Baxter's auto loans with APRs ranging from 3.39% to 5.14% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Recreational vehicle loans have rates between 5.44% and 6.44% , showing no change from both 7 and 30 days ago.

State Employees' vehicle loan rates for autos range from 3.75% to 10.25% APR today. These rates are unchanged from 7 and 30 days ago but are down from 60 and 90 days ago. Navy Federal Credit Union's auto loan rates range from 3.89% to 9.9% APR, with no change from 7 or 30 days ago. Motorcycle loan rates stay steady between 7.45% and 10.05% . Recreational loan rates are 7.45% to 9.8% APR, which is up from 7 and 30 days ago. Truliant's auto loan rates range from 3.99% to 17.99% APR today, with no change from 7 or 30 days ago but down from 60 days ago. Motorcycle loans have rates between 10.49% and 18% APR, showing no change over the past 7, 30, or 60 days. Recreational loan rates are the same as motorcycle loans and have not changed recently.

Consumers has auto loan rates ranging from 3.99% to 5.99% APR with no change from 7 or 30 days ago. Recreational vehicle loans have rates between 8.49% and 10.49% APR, also showing no change over the same periods. State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago. Skyla's auto loans with APRs ranging from 3.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 60 days ago. Recreational loan rates range from 6.75% to 9.75% , staying steady compared to 7 and 30 days ago but up from 60 days ago.

Rev's auto loans with APRs ranging from 4% to 6.5% , showing no change from 7 or 30 days ago. Motorcycle loans have rates between 6.75% and 7.25% , and recreational loans range from 6.75% to 7.75% , both also unchanged over the past 7 and 30 days.

🏦 Local Lenders in Smithfield, NC

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Johnston County, NC

Compare other loan types in Smithfield, NC

Why compare Vehicle Loans in Smithfield, NC on LendMesh

If you’re searching for low rate car finance in Smithfield, NC, it pays to keep exploring multiple lenders on LendMesh. By comparing offers side-by-side, you can uncover better deals and more affordable options tailored to your needs. Take your time and shop smart—finding the right loan can make a real difference in your monthly payments and overall savings.

To stay ahead of the game, consider subscribing to LendMesh’s personalized alerts. Simply set your ideal rate—whether it’s 4% or 5%—and we’ll notify you when offers fall below that target. Along with timely updates, you’ll receive expert insights, rate trends, and curated loan deals delivered weekly or monthly, helping Smithfield car buyers like you make confident, informed decisions.

Customers are also interested in:

Low Rate Car Finance