Vehicle Loans in Philadelphia, PA

Looking for the average car loan interest rate in Philadelphia, PA? Compare offers from local lenders to find the best rates that fit your budget. Whether you’re buying new or used, exploring your options helps you save and drive away with confidence.

Philadelphia drivers deserve loan options that are fast and fair. Local credit unions and banks offer competitive rates and friendly service, so you can get approved quickly and enjoy personalized support every step of the way. Start comparing today and see how much you can save.

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Lender
APR
Term
Link
Info
heritagefcu
4.99 %
∞
belco
4.99 %
∞
dcu
4.99 - 10.74 %
3 - 10 Yrs
∞
americafirst
4.99 - 7.74 %
5 - 8 Yrs
∞
americanheritagecu
4.99 - 5.99 %
5.3 - 7 Yrs
∞
fmfcu
4.99 %
0.1 - 6 Yrs
∞
firstcomcu
4.99 - 5.74 %
0.2 - 7 Yrs
∞
dupaco
5.19 - 5.59 %
4 - 7 Yrs
∞
clearviewfcu
5.24 %
7 Yrs
∞
visionsfcu
5.49 %
7 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

Heritage Financial's auto loan rates range from 4.99% to 7.32% APR today, with no change from 7 days ago but up from 30 days ago. Motorcycle loans are at 7.49% APR with no change in the past 30 days. Recreational loan rates range from 6.5% to 7% APR and have stayed the same over the last 60 days. Belco Community Credit Union has an auto loan rate of 4.99% APR, which is unchanged from 7 and 30 days ago. Motorcycle loans also have a 4.99% APR with no change over the same periods. Recreational vehicle loans range from 7.99% to 8.99% APR and have stayed steady compared to 7 and 30 days ago.

Digital has vehicle loan rates ranging from 4.99% to 10.74% for auto loans and 6.25% to 11.35% for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady, ranging from 8.99% to 11.35% . America First's auto loans with APRs ranging from 4.99% to 7.74% , showing no change from 7, 30, or 60 days ago. Recreational vehicle loans have rates between 7.49% and 7.89% , which are also steady compared to the past 7, 30, 60, and 90 days.

American Heritage's auto loans with APRs ranging from 4.99% to 10.94% and motorcycle loans from 5.39% to 7.49% . These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady between 5.99% and 9.49% . Franklin Mint's vehicle loans with rates ranging from 4.99% to 8.24% for auto loans and 5.99% to 9.24% for motorcycle loans. Unchanged over the past 7, 30, or 90 days. Recreational loan rates also remain steady between 8.49% and 8.99% .

First Commonwealth's auto loans with APRs ranging from 4.99% to 7.99% . These rates have stayed the same compared to 7 and 30 days ago, with no change from 60 days ago as well. The 90–day rate was slightly lower at the top end. Dupaco Community's auto loans with APRs ranging from 5.19% to 8.59% , which are unchanged from 7 and 30 days ago but up from 30 and 60 days ago. Recreational loan rates stay steady at 7.09% to 10.04% across all recent time frames. Clearview's auto loan has an APR of 5.24% today. This rate has not changed compared to 7, 30, 60, or 90 days ago.

Visions has auto loan rates ranging from 5.49% to 9.99% APR, with no change from 7, 30, or 60 days ago but down from 90 days ago. Recreational loan rates are between 10.74% and 11.24% APR and have stayed the same over the past 90 days.

🏦 Local Lenders in Philadelphia, PA

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🏘️ All the Lenders Available in Philadelphia County, PA

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