Vehicle Loans in Philadelphia, PA

Looking for the best auto financing specials in Philadelphia, PA? Compare personalized loan offers from local lenders to find low rates that fit your budget and get behind the wheel faster.

Whether you’re buying new or used, Philadelphia drivers trust our easy process and hometown support. Start comparing today to drive your dream car with confidence and save more on your vehicle loan.

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Lender
APR
Term
Link
Info
university-credit-union
4.99 - 8.49 %
3 - 7 Yrs
∞
affinityfcu
5.2 - 7.55 %
3 - 7 Yrs
∞
clearviewfcu
5.24 %
7 Yrs
∞
firstcomcu
5.24 - 7.99 %
0.2 - 7 Yrs
∞
americanheritagecu
5.34 - 10.94 %
5.3 - 6.2 Yrs
∞
heritagefcu
5.44 - 7.32 %
∞
corningcu
5.49 - 17.74 %
∞
dupaco
5.64 - 8.59 %
4 - 7 Yrs
∞
peoplefirst
5.74 - 10.74 %
5.5 Yrs
∞
citadelbanking
5.74 - 10.49 %
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

University's auto loans with rates ranging from 4.49% to 8.49% , showing no change over the past 7 and 30 days. Motorcycle loan rates are between 10.74% and 12.49% , which is down from 30 days ago. Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago except a slight decrease at the high end. Clearview's auto loan has an APR of 5.24% today. This rate has not changed compared to 7, 30, 60, or 90 days ago.

First Commonwealth's auto loans with APRs ranging from 4.99% to 7.99% . These rates have stayed the same compared to 7 and 30 days ago, with no change from 60 days ago as well. The 90–day rate was slightly lower at the top end. American Heritage's auto loans with APRs ranging from 4.99% to 10.94% and motorcycle loans from 5.39% to 7.49% . These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady between 5.99% and 9.49% .

Heritage Financial's auto loan rates range from 4.99% to 7.32% APR today, with no change from 7 days ago but up from 30 days ago. Motorcycle loans are at 7.49% APR with no change in the past 30 days. Recreational loan rates range from 6.5% to 7% APR and have stayed the same over the last 60 days. Corning's auto loan rates range from 5.49% to 17.74% APR today, with no change from 7 or 30 days ago. Motorcycle loans are at 6.74% APR, up from 6.49% over the past 30 days. Recreational loan rates range from 7.24% to 8.99% APR and have also increased since 30 days ago.

Dupaco Community's auto loans with APRs ranging from 5.19% to 8.59% , which are unchanged from 7 and 30 days ago but up from 30 and 60 days ago. Recreational loan rates stay steady at 7.09% to 10.04% across all recent time frames. People First has auto loan rates ranging from 5.74% to 10.74% APR, which are unchanged from 7 and 30 days ago but up from 30 and 60 days ago. Motorcycle loans range from 6.74% to 8.49% APR and show the same pattern of no change from 7 days ago and an increase from 30 and 60 days ago.

Citadel's auto loans range from 5.49% to 10.49% , with no change from 7, 30, or 60 days ago but down from 90 days ago. Motorcycle loans range from 7.49% to 12.49% APR and have stayed the same compared to 7, 30, and 60 days ago.

🏦 Local Lenders in Philadelphia, PA

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🏘️ All the Lenders Available in Philadelphia County, PA

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✅FRANKLIN MINT FEDERAL CREDIT UNION
✅PENN FEDERAL CREDIT UNION
✅UNIVERSITY OF PENNSYLVANIA STUDENTS FEDERAL CREDIT UNION
✅AMERICAN HERITAGE FEDERAL CREDIT UNION
✅TRUMARK FINANCIAL CREDIT UNION
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✅TRANSIT WORKERS FEDERAL CREDIT UNION
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✅EVERENCE FEDERAL CREDIT UNION
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✅RELIANCE 4120 CREDIT UNION
✅ADVANTAGE FINANCIAL FEDERAL CREDIT UNION
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✅HOLY TRINITY BAPTIST FEDERAL CREDIT UNION
✅PENNSYLVANIA STATE EMPLOYEES CREDIT UNION
✅EAGLE ONE FEDERAL CREDIT UNION
✅AMERICAN AIRLINES FEDERAL CREDIT UNION

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