Vehicle Loans in Philadelphia, PA

Ready to find the best used car loan in Philadelphia? Compare offers from local lenders to score great rates and fast approvals, so you can drive away with confidence without breaking the bank.

Philadelphia drivers deserve loan options that fit their needs. By comparing multiple offers, you’ll discover affordable payments and personalized service tailored just for you—making your next used car purchase smoother and smarter.

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Lender
APR
Term
Link
Info
firstcomcu
5.24 - 7.99 %
0.2 - 7 Yrs
∞
pfcu
5.24 - 8.4 %
5.5 Yrs
∞
clearviewfcu
5.24 %
7 Yrs
∞
americanheritagecu
5.34 - 10.94 %
5.3 - 6.2 Yrs
∞
heritagefcu
5.44 - 7.32 %
∞
dupaco
5.44 - 8.39 %
4 - 7 Yrs
∞
corningcu
5.49 - 17.49 %
∞
peoplefirst
5.74 - 10.74 %
5.5 Yrs
∞
citadelbanking
5.74 - 10.49 %
∞
trumarkonline
5.79 - 6.54 %
5.3 - 7 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

First Commonwealth's auto loans with APRs ranging from 4.99% to 7.99% . These rates have stayed the same compared to 7 and 30 days ago, but they are slightly up from 60 and 90 days ago. Philadelphia's auto loans with APRs ranging from 4.99% to 8.4% . Unchanged compared to 30, 60, or 90 days ago. Clearview's auto loan rate is 5.24% APR today. This rate has not changed over the past 7, 30, 60, or 90 days.

American Heritage's auto loans with APRs ranging from 4.99% to 10.94% , and motorcycle loans with rates between 5.39% and 7.49% . Both rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady, ranging from 5.99% to 9.49% . Heritage Financial's auto loan rates range from 4.99% to 7.32% APR, which is up from 7 days and 30 days ago. Motorcycle loans are steady at 7.49% APR, while recreational vehicle loans remain unchanged between 6.5% and 7% APR.

Dupaco Community has auto loan rates ranging from 4.99% to 8.39% APR, with no change over the past 7, 30, or 90 days. Recreational vehicle loans range from 7.09% to 10.04% APR and have also stayed the same compared to 7, 30, 60, and 90 days ago. Corning's auto loans range from 5.49% to 17.49% , with no change from 7 or 30 days ago. Motorcycle loans are steady at 6.49% , and recreational loans range from 6.99% to 8.74% , also showing no change over the past 7 and 30 days.

People First has auto loan rates ranging from 5.74% to 10.74% APR, which are unchanged from 7 and 30 days ago but up from 30 and 60 days ago. Motorcycle loans range from 6.74% to 8.49% APR and show the same pattern of no change from 7 days ago and an increase from 30 and 60 days ago. Citadel's auto loans with APRs ranging from 5.49% to 10.49% and motorcycle loans from 7.49% to 12.49% . Unchanged over the past 7 or 30 days. Both loan types provide steady terms without recent fluctuations.

Trumark Financial's auto loan rates range from 5.54% to 6.54% APR and have not changed in the past 7 or 30 days. Motorcycle loans are fixed at 6.99% APR with no change over the same periods. Recreational loan rates start at 7.49% APR.

🏦 Local Lenders in Philadelphia, PA

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🏘️ All the Lenders Available in Philadelphia County, PA

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