Vehicle Loans in Philadelphia, PA

Ready to drive your dream car in Philadelphia? Compare car finance loan offers tailored for Philly drivers and find the best rates that fit your budget. It’s simple, fast, and helps you save on your next vehicle purchase.

Whether you’re buying new or used, local lenders understand your needs and offer flexible plans that work for you. Start comparing today and get behind the wheel with confidence, knowing you’ve chosen the best deal in Philadelphia, PA.

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Lender
APR
Term
Link
Info
university-credit-union
4.99 - 8.49 %
3 - 7 Yrs
affinityfcu
5.2 - 7.55 %
3 - 7 Yrs
clearviewfcu
5.24 %
7 Yrs
firstcomcu
5.24 - 7.99 %
0.2 - 7 Yrs
americanheritagecu
5.34 - 10.94 %
5.3 - 6.2 Yrs
heritagefcu
5.44 - 7.32 %
corningcu
5.49 - 17.74 %
dupaco
5.64 - 8.59 %
4 - 7 Yrs
peoplefirst
5.74 - 10.74 %
5.5 Yrs
citadelbanking
5.74 - 10.49 %

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

University's auto loans with rates ranging from 4.49% to 8.49% , showing no change over the past 7 and 30 days. Motorcycle loan rates are between 10.74% and 12.49% , which is down from 30 days ago. Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago except a slight decrease at the high end. Clearview's auto loan has an APR of 5.24% today. This rate has not changed compared to 7, 30, 60, or 90 days ago.

First Commonwealth's auto loans with APRs ranging from 4.99% to 7.99% . These rates have stayed the same compared to 7 and 30 days ago, with no change from 60 days ago as well. The 90–day rate was slightly lower at the top end. American Heritage's auto loans with APRs ranging from 4.99% to 10.94% and motorcycle loans from 5.39% to 7.49% . These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady between 5.99% and 9.49% .

Heritage Financial's auto loan rates range from 4.99% to 7.32% APR today, with no change from 7 days ago but up from 30 days ago. Motorcycle loans are at 7.49% APR with no change in the past 30 days. Recreational loan rates range from 6.5% to 7% APR and have stayed the same over the last 60 days. Corning's auto loan rates range from 5.49% to 17.74% APR today, with no change from 7 or 30 days ago. Motorcycle loans are at 6.74% APR, up from 6.49% over the past 30 days. Recreational loan rates range from 7.24% to 8.99% APR and have also increased since 30 days ago.

Dupaco Community's auto loans with APRs ranging from 5.19% to 8.59% , which are unchanged from 7 and 30 days ago but up from 30 and 60 days ago. Recreational loan rates stay steady at 7.09% to 10.04% across all recent time frames. People First has auto loan rates ranging from 5.74% to 10.74% APR, which are unchanged from 7 and 30 days ago but up from 30 and 60 days ago. Motorcycle loans range from 6.74% to 8.49% APR and show the same pattern of no change from 7 days ago and an increase from 30 and 60 days ago.

Citadel's auto loans range from 5.49% to 10.49% , with no change from 7, 30, or 60 days ago but down from 90 days ago. Motorcycle loans range from 7.49% to 12.49% APR and have stayed the same compared to 7, 30, and 60 days ago.

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Why compare Vehicle Loans in Philadelphia, PA on LendMesh

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