Vehicle Loans in Philadelphia, PA

Searching for a good auto loan rate in Philadelphia? Compare offers from trusted lenders nearby to find the best deal that fits your budget. Whether you’re buying new or used, quick approvals and low rates help you get on the road faster.

Philadelphia drivers deserve easy access to fair vehicle loans. By comparing multiple options, you’ll gain confidence knowing you’re getting a rate that supports your financial goals. Start exploring your choices today and drive away with a loan that works for you.

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Lender
APR
Term
Link
Info
university-credit-union
4.99 - 8.49 %
3 - 7 Yrs
∞
affinityfcu
5.2 - 7.55 %
3 - 7 Yrs
∞
clearviewfcu
5.24 %
7 Yrs
∞
firstcomcu
5.24 - 7.99 %
0.2 - 7 Yrs
∞
americanheritagecu
5.34 - 10.94 %
5.3 - 6.2 Yrs
∞
heritagefcu
5.44 - 7.32 %
∞
corningcu
5.49 - 17.74 %
∞
dupaco
5.64 - 8.59 %
4 - 7 Yrs
∞
peoplefirst
5.74 - 10.74 %
5.5 Yrs
∞
citadelbanking
5.74 - 10.49 %
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

University's auto loans with rates ranging from 4.49% to 8.49% , showing no change over the past 7 and 30 days. Motorcycle loan rates are between 10.74% and 12.49% , which is down from 30 days ago. Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago except a slight decrease at the high end. Clearview's auto loan has an APR of 5.24% today. This rate has not changed compared to 7, 30, 60, or 90 days ago.

First Commonwealth's auto loans with APRs ranging from 4.99% to 7.99% . These rates have stayed the same compared to 7 and 30 days ago, with no change from 60 days ago as well. The 90–day rate was slightly lower at the top end. American Heritage's auto loans with APRs ranging from 4.99% to 10.94% and motorcycle loans from 5.39% to 7.49% . These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady between 5.99% and 9.49% .

Heritage Financial's auto loan rates range from 4.99% to 7.32% APR today, with no change from 7 days ago but up from 30 days ago. Motorcycle loans are at 7.49% APR with no change in the past 30 days. Recreational loan rates range from 6.5% to 7% APR and have stayed the same over the last 60 days. Corning's auto loan rates range from 5.49% to 17.74% APR today, with no change from 7 or 30 days ago. Motorcycle loans are at 6.74% APR, up from 6.49% over the past 30 days. Recreational loan rates range from 7.24% to 8.99% APR and have also increased since 30 days ago.

Dupaco Community's auto loans with APRs ranging from 5.19% to 8.59% , which are unchanged from 7 and 30 days ago but up from 30 and 60 days ago. Recreational loan rates stay steady at 7.09% to 10.04% across all recent time frames. People First has auto loan rates ranging from 5.74% to 10.74% APR, which are unchanged from 7 and 30 days ago but up from 30 and 60 days ago. Motorcycle loans range from 6.74% to 8.49% APR and show the same pattern of no change from 7 days ago and an increase from 30 and 60 days ago.

Citadel's auto loans range from 5.49% to 10.49% , with no change from 7, 30, or 60 days ago but down from 90 days ago. Motorcycle loans range from 7.49% to 12.49% APR and have stayed the same compared to 7, 30, and 60 days ago.

🏦 Local Lenders in Philadelphia, PA

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🏘️ All the Lenders Available in Philadelphia County, PA

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✅UNIVERSITY OF PENNSYLVANIA STUDENTS FEDERAL CREDIT UNION
✅AMERICAN HERITAGE FEDERAL CREDIT UNION
✅TRUMARK FINANCIAL CREDIT UNION
✅PHILADELPHIA FEDERAL CREDIT UNION
✅POLICE FIRE CREDIT UNION
✅SERVICE STATION DEALERS FEDERAL CREDIT UNION
✅SUN 7064 CREDIT UNION
✅ASBESTOS WORKERS LOCAL 14 FEDERAL CREDIT UNION
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✅WAYLAND TEMPLE BAPTIST FEDERAL CREDIT UNION
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✅PAPER CONVERTERS LOCAL 2861034 CREDIT UNION
✅PINN MEMORIAL FEDERAL CREDIT UNION
✅NEW LIFE FEDERAL CREDIT UNION
✅TRANSIT WORKERS FEDERAL CREDIT UNION
✅FREEDOM 60275 CREDIT UNION
✅EVERENCE FEDERAL CREDIT UNION
✅MABC CREDIT UNION
✅RELIANCE 4120 CREDIT UNION
✅ADVANTAGE FINANCIAL FEDERAL CREDIT UNION
✅NORTHWOOD FEDERAL CREDIT UNION
✅PHILADELPHIA LETTER CARRIERS FEDERAL CREDIT UNION
✅MOUNT CARMEL BAPTIST FEDERAL CREDIT UNION
✅HOLY TRINITY BAPTIST FEDERAL CREDIT UNION
✅PENNSYLVANIA STATE EMPLOYEES CREDIT UNION
✅EAGLE ONE FEDERAL CREDIT UNION
✅AMERICAN AIRLINES FEDERAL CREDIT UNION

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Why compare Vehicle Loans in Philadelphia, PA on LendMesh

If you’re searching for a good auto loan rate in Philadelphia, PA, it pays to keep comparing offers through LendMesh. By exploring multiple lenders side by side, you can uncover better deals and more affordable options tailored to your needs. Taking the time to review several rates helps ensure you find the best fit for your budget and get behind the wheel with confidence.

Stay informed effortlessly by subscribing to LendMesh’s personalized alerts. Just set your target rate—say 4% or 5%—and receive notifications the moment loan offers dip below your goal. With weekly or monthly updates featuring expert insights, rate trends, and curated loan deals, Philadelphia borrowers like you can stay ahead and never miss a smart opportunity.

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