Vehicle Loans in Philadelphia, PA

Ready to buy a new car in Philadelphia? Compare local loan offers to find the best interest rates and monthly payments tailored just for you. Getting a great deal is easier than you think with options from trusted lenders right here in your community.

Philadelphia drivers deserve affordable loans and fast approvals. By comparing offers from nearby credit unions and banks, you can save money and support local institutions that know and care about our city. Start your search today and drive away with confidence.

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Lender
APR
Term
Link
Info
visionsfcu
5.49 %
7 Yrs
citadelbanking
5.49 - 5.74 %
trumarkonline
5.54 - 6.44 %
5.3 - 7 Yrs
peoplefirst
5.74 - 6.64 %
5.5 Yrs
cafcu
5.99 - 17.75 %
5 Yrs
patriotfcu
6.14 - 6.79 %
0.1 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Visions's auto loans with APRs ranging from 5.49% to 9.99% , which are unchanged from 7 and 30 days ago but down from 60 and 90 days ago. Recreational vehicle loans have rates between 10.74% and 11.24% , showing no change over the past 7 and 30 days. Citadel's auto loans with APRs ranging from 5.49% to 10.49% and motorcycle loans from 7.49% to 12.49% . Unchanged over the past 7 or 30 days. Both loan types provide steady terms without recent fluctuations. Trumark Financial's auto loan rates range from 5.54% to 6.54% APR and have not changed in the past 7 or 30 days. Motorcycle loans are fixed at 6.99% APR with no change over the same periods. Recreational loan rates start at 7.49% APR.

People First has auto loan rates ranging from 5.74% to 10.74% APR, which are unchanged from 7 and 30 days ago but up from 30 and 60 days ago. Motorcycle loans range from 6.74% to 8.49% APR and show the same pattern of no change from 7 days ago and an increase from 30 and 60 days ago. California Adventist has auto loan rates ranging from 5.99% to 17.75% APR today. The rates cover a wide range depending on the loan details. Patriot's auto loan rates range from 6.14% to 6.79% APR and have not changed in the past 7, 30, or 60 days. Recreational loan rates are between 7.39% and 8.54% APR, with no change over the same periods.

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Why compare Vehicle Loans in Philadelphia, PA on LendMesh

If you’re searching for new car interest rates in Philadelphia, PA, it pays to keep exploring multiple lenders on LendMesh. Comparing options helps you uncover better deals and save on your loan, so you can drive away with confidence knowing you found the best rate for your budget. Take your time and let LendMesh guide you through a variety of offers from trusted banks and credit unions in your area.

Stay ahead of changing rates by subscribing to LendMesh’s personalized alerts. Simply set your target interest rate—whether it’s 4% or 5%—and we’ll notify you as soon as deals fall below that number. Along with weekly or monthly updates, you’ll get expert insights and hand-picked loan offers tailored for Philadelphia borrowers. Join thousands of smart car buyers who trust LendMesh to keep them informed and ready to act.

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