Vehicle Loans in Philadelphia, PA

Ready to buy a new car in Philadelphia? Compare local loan offers to find the best interest rates and monthly payments tailored just for you. Getting a great deal is easier than you think with options from trusted lenders right here in your community.

Philadelphia drivers deserve affordable loans and fast approvals. By comparing offers from nearby credit unions and banks, you can save money and support local institutions that know and care about our city. Start your search today and drive away with confidence.

NewUsed

Filters

Lender
APR
Term
Link
Info
patriotfcu
6.14 - 6.79 %
0.1 - 7 Yrs
∞
cafcu
6.49 - 17.75 %
5 Yrs
∞
visionsfcu
6.99 - 9.99 %
4 - 6.2 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Patriot's auto loan rates range from 6.14% to 6.79% APR and have not changed in the past 7, 30, or 60 days. Recreational loan rates are between 7.39% and 8.54% APR, with no change over the same periods. California Adventist has auto loan rates ranging from 5.99% to 17.75% APR today. The rates cover a wide range depending on the loan details. Visions's auto loans with APRs ranging from 5.49% to 9.99% , which are unchanged from 7 and 30 days ago but down from 60 and 90 days ago. Recreational vehicle loans have rates between 10.74% and 11.24% , showing no change over the past 7 and 30 days.

🏦 Local Lenders in Philadelphia, PA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Philadelphia County, PA

✅ARDENT FEDERAL CREDIT UNION
✅S I PHILADELPHIA FEDERAL CREDIT UNION
✅FEDCHOICE FEDERAL CREDIT UNION
✅FRANKLIN MINT FEDERAL CREDIT UNION
✅PENN FEDERAL CREDIT UNION
✅UNIVERSITY OF PENNSYLVANIA STUDENTS FEDERAL CREDIT UNION
✅AMERICAN HERITAGE FEDERAL CREDIT UNION
✅TRUMARK FINANCIAL CREDIT UNION
✅PHILADELPHIA FEDERAL CREDIT UNION
✅POLICE FIRE CREDIT UNION
✅SERVICE STATION DEALERS FEDERAL CREDIT UNION
✅SUN 7064 CREDIT UNION
✅ASBESTOS WORKERS LOCAL 14 FEDERAL CREDIT UNION
✅UKRAINIAN SELFRELIANCE FEDERAL CREDIT UNION
✅WAYLAND TEMPLE BAPTIST FEDERAL CREDIT UNION
✅DEMOCRACY FEDERAL CREDIT UNION
✅PAPER CONVERTERS LOCAL 2861034 CREDIT UNION
✅PINN MEMORIAL FEDERAL CREDIT UNION
✅NEW LIFE FEDERAL CREDIT UNION
✅TRANSIT WORKERS FEDERAL CREDIT UNION
✅FREEDOM 60275 CREDIT UNION
✅EVERENCE FEDERAL CREDIT UNION
✅MABC CREDIT UNION
✅RELIANCE 4120 CREDIT UNION
✅ADVANTAGE FINANCIAL FEDERAL CREDIT UNION
✅NORTHWOOD FEDERAL CREDIT UNION
✅PHILADELPHIA LETTER CARRIERS FEDERAL CREDIT UNION
✅MOUNT CARMEL BAPTIST FEDERAL CREDIT UNION
✅HOLY TRINITY BAPTIST FEDERAL CREDIT UNION
✅PENNSYLVANIA STATE EMPLOYEES CREDIT UNION
✅EAGLE ONE FEDERAL CREDIT UNION
✅AMERICAN AIRLINES FEDERAL CREDIT UNION

Compare other loan types in Philadelphia, PA

Why compare Vehicle Loans in Philadelphia, PA on LendMesh

If you’re searching for new car interest rates in Philadelphia, PA, it pays to keep exploring multiple lenders on LendMesh. Comparing options helps you uncover better deals and save on your loan, so you can drive away with confidence knowing you found the best rate for your budget. Take your time and let LendMesh guide you through a variety of offers from trusted banks and credit unions in your area.

Stay ahead of changing rates by subscribing to LendMesh’s personalized alerts. Simply set your target interest rate—whether it’s 4% or 5%—and we’ll notify you as soon as deals fall below that number. Along with weekly or monthly updates, you’ll get expert insights and hand-picked loan offers tailored for Philadelphia borrowers. Join thousands of smart car buyers who trust LendMesh to keep them informed and ready to act.

Customers are also interested in:

New Car Interest Rates