Vehicle Loans in Philadelphia, PA

Looking for the best auto interest rates in Philadelphia, PA? Compare offers from trusted lenders to find low rates that fit your budget and get you behind the wheel faster. Whether it’s a new or used car, smart shopping means more savings for you.

Philadelphia drivers deserve loan options that are quick, easy, and fair. Explore competitive vehicle loan rates tailored to our community’s needs and enjoy a smooth process with friendly support every step of the way. Your next car is closer than you think!

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Lender
APR
Term
Link
Info
firstcomcu
5.24 - 7.99 %
0.2 - 7 Yrs
∞
pfcu
5.24 - 8.4 %
5.5 Yrs
∞
clearviewfcu
5.24 %
7 Yrs
∞
americanheritagecu
5.34 - 10.94 %
5.3 - 6.2 Yrs
∞
heritagefcu
5.44 - 7.32 %
∞
dupaco
5.44 - 8.39 %
4 - 7 Yrs
∞
corningcu
5.49 - 17.49 %
∞
peoplefirst
5.74 - 10.74 %
5.5 Yrs
∞
citadelbanking
5.74 - 10.49 %
∞
trumarkonline
5.79 - 6.54 %
5.3 - 7 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

First Commonwealth's auto loans with APRs ranging from 4.99% to 7.99% . These rates have stayed the same compared to 7 and 30 days ago, but they are slightly up from 60 and 90 days ago. Philadelphia's auto loan rates range from 4.99% to 8.4% APR today. These rates show no change from 90 days ago. No other terms or loan types are listed. Clearview's auto loan rate is 5.24% APR today. This rate has not changed over the past 7, 30, 60, or 90 days.

American Heritage's auto loans with APRs ranging from 4.99% to 10.94% , and motorcycle loans with rates between 5.39% and 7.49% . Both rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady, ranging from 5.99% to 9.49% . Heritage Financial's auto loan rates range from 4.99% to 7.32% APR, which is up from 7 days and 30 days ago. Motorcycle loans are steady at 7.49% APR, while recreational vehicle loans remain unchanged between 6.5% and 7% APR.

Dupaco Community's auto loans with APRs ranging from 4.99% to 8.39% and recreational loans from 7.09% to 10.04% . Unchanged compared to 7 and 30 days ago. Both loan types have steady rates across all recent periods. Corning's auto loan rates range from 5.49% to 17.49% APR with no change in the past 7, 30, or 60 days. Motorcycle loans have a steady rate of 6.49% APR, while recreational vehicle loans range from 6.99% to 8.74% APR, also showing no change over the same periods.

People First has auto loan rates ranging from 5.74% to 10.74% APR, which are unchanged from 7 and 30 days ago but up from 30 and 60 days ago. Motorcycle loans range from 6.74% to 8.49% APR and show the same pattern of no change from 7 days ago and an increase from 30 and 60 days ago. Citadel's auto loans with APRs ranging from 5.49% to 10.49% and motorcycle loans from 7.49% to 12.49% . Unchanged over the past 7 or 30 days. Both loan types provide steady terms without recent fluctuations.

Trumark Financial's auto loan rates range from 5.54% to 6.54% APR and have not changed in the past 7 or 30 days. Motorcycle loans are fixed at 6.99% APR with no change over the same periods. Recreational loan rates start at 7.49% APR.

🏦 Local Lenders in Philadelphia, PA

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🏘️ All the Lenders Available in Philadelphia County, PA

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