Vehicle Loans in Philadelphia, PA

Looking for the best auto interest rates in Philadelphia, PA? Compare offers from trusted lenders to find low rates that fit your budget and get you behind the wheel faster. Whether it’s a new or used car, smart shopping means more savings for you.

Philadelphia drivers deserve loan options that are quick, easy, and fair. Explore competitive vehicle loan rates tailored to our community’s needs and enjoy a smooth process with friendly support every step of the way. Your next car is closer than you think!

NewUsed

Filters

Lender
APR
Term
Link
Info
visionsfcu
5.49 %
7 Yrs
citadelbanking
5.49 - 5.74 %
trumarkonline
5.54 - 6.44 %
5.3 - 7 Yrs
peoplefirst
5.74 - 6.64 %
5.5 Yrs
cafcu
5.99 - 17.75 %
5 Yrs
patriotfcu
6.14 - 6.79 %
0.1 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Visions's auto loans with APRs ranging from 5.49% to 9.99% , which are unchanged from 7 and 30 days ago but down from 60 and 90 days ago. Recreational vehicle loans have rates between 10.74% and 11.24% , showing no change over the past 7 and 30 days. Citadel's auto loans with APRs ranging from 5.49% to 10.49% and motorcycle loans from 7.49% to 12.49% . Unchanged over the past 7 or 30 days. Both loan types provide steady terms without recent fluctuations. Trumark Financial's auto loan rates range from 5.54% to 6.54% APR and have not changed in the past 7 or 30 days. Motorcycle loans are fixed at 6.99% APR with no change over the same periods. Recreational loan rates start at 7.49% APR.

People First has auto loan rates ranging from 5.74% to 10.74% APR, which are unchanged from 7 and 30 days ago but up from 30 and 60 days ago. Motorcycle loans range from 6.74% to 8.49% APR and show the same pattern of no change from 7 days ago and an increase from 30 and 60 days ago. California Adventist has auto loan rates ranging from 5.99% to 17.75% APR today. The rates cover a wide range depending on the loan details. Patriot's auto loan rates range from 6.14% to 6.79% APR and have not changed in the past 7, 30, or 60 days. Recreational loan rates are between 7.39% and 8.54% APR, with no change over the same periods.

🏦 Local Lenders in Philadelphia, PA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Philadelphia County, PA

Compare other loan types in Philadelphia, PA

Why compare Vehicle Loans in Philadelphia, PA on LendMesh

If you’re searching for the best auto interest rates in Philadelphia, PA, take your time comparing offers on LendMesh. Exploring a variety of lenders can uncover better deals and lower rates tailored to your needs. With so many options available, a little extra research can help you save more and drive away with confidence.

Stay ahead of the curve by subscribing to LendMesh’s personalized alerts. Simply set your target interest rate, and we’ll notify you as soon as loan offers fall below that mark. You can choose weekly or monthly updates packed with expert insights, market trends, and hand-picked auto loan deals—helping Philadelphia drivers make smarter borrowing decisions effortlessly.

Customers are also interested in:

Best Auto Interest Rates