Vehicle Loans in Philadelphia, PA

Ready to hit the streets of Philadelphia with a new ride? Compare car loan offers from trusted local lenders to find the best rates and terms that fit your budget.

Whether you’re buying new or used, our easy application process gets you quick approvals so you can drive away with confidence in Philly, PA. Start comparing today and save more on your next vehicle loan.

NewUsed

Filters

Lender
APR
Term
Link
Info
firstcomcu
5.24 - 7.99 %
0.2 - 7 Yrs
∞
pfcu
5.24 - 8.4 %
5.5 Yrs
∞
clearviewfcu
5.24 %
7 Yrs
∞
americanheritagecu
5.34 - 10.94 %
5.3 - 6.2 Yrs
∞
heritagefcu
5.44 - 7.32 %
∞
dupaco
5.44 - 8.39 %
4 - 7 Yrs
∞
corningcu
5.49 - 17.49 %
∞
peoplefirst
5.74 - 10.74 %
5.5 Yrs
∞
citadelbanking
5.74 - 10.49 %
∞
trumarkonline
5.79 - 6.54 %
5.3 - 7 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

First Commonwealth's auto loans with APRs ranging from 4.99% to 7.99% . These rates have stayed the same compared to 7 and 30 days ago, but they are slightly up from 60 and 90 days ago. Philadelphia's auto loan rates range from 4.99% to 8.4% APR today. These rates show no change from 90 days ago. No other terms or loan types are listed. Clearview's auto loan rate is 5.24% APR today. This rate has not changed over the past 7, 30, 60, or 90 days.

American Heritage's auto loans with APRs ranging from 4.99% to 10.94% , and motorcycle loans with rates between 5.39% and 7.49% . Both rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady, ranging from 5.99% to 9.49% . Heritage Financial's auto loan rates range from 4.99% to 7.32% APR, which is up from 7 days and 30 days ago. Motorcycle loans are steady at 7.49% APR, while recreational vehicle loans remain unchanged between 6.5% and 7% APR.

Dupaco Community's auto loans with APRs ranging from 4.99% to 8.39% and recreational loans from 7.09% to 10.04% . Unchanged compared to 7 and 30 days ago. Both loan types have steady rates across all recent periods. Corning's auto loan rates range from 5.49% to 17.49% APR with no change in the past 7, 30, or 60 days. Motorcycle loans have a steady rate of 6.49% APR, while recreational vehicle loans range from 6.99% to 8.74% APR, also showing no change over the same periods.

People First has auto loan rates ranging from 5.74% to 10.74% APR, which are unchanged from 7 and 30 days ago but up from 30 and 60 days ago. Motorcycle loans range from 6.74% to 8.49% APR and show the same pattern of no change from 7 days ago and an increase from 30 and 60 days ago. Citadel's auto loans with APRs ranging from 5.49% to 10.49% and motorcycle loans from 7.49% to 12.49% . Unchanged over the past 7 or 30 days. Both loan types provide steady terms without recent fluctuations.

Trumark Financial's auto loan rates range from 5.54% to 6.54% APR and have not changed in the past 7 or 30 days. Motorcycle loans are fixed at 6.99% APR with no change over the same periods. Recreational loan rates start at 7.49% APR.

🏦 Local Lenders in Philadelphia, PA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Philadelphia County, PA

✅ARDENT FEDERAL CREDIT UNION
✅S I PHILADELPHIA FEDERAL CREDIT UNION
✅FEDCHOICE FEDERAL CREDIT UNION
✅FRANKLIN MINT FEDERAL CREDIT UNION
✅PENN FEDERAL CREDIT UNION
✅UNIVERSITY OF PENNSYLVANIA STUDENTS FEDERAL CREDIT UNION
✅AMERICAN HERITAGE FEDERAL CREDIT UNION
✅TRUMARK FINANCIAL CREDIT UNION
✅PHILADELPHIA FEDERAL CREDIT UNION
✅POLICE FIRE CREDIT UNION
✅SERVICE STATION DEALERS FEDERAL CREDIT UNION
✅SUN 7064 CREDIT UNION
✅ASBESTOS WORKERS LOCAL 14 FEDERAL CREDIT UNION
✅UKRAINIAN SELFRELIANCE FEDERAL CREDIT UNION
✅WAYLAND TEMPLE BAPTIST FEDERAL CREDIT UNION
✅DEMOCRACY FEDERAL CREDIT UNION
✅PAPER CONVERTERS LOCAL 2861034 CREDIT UNION
✅PINN MEMORIAL FEDERAL CREDIT UNION
✅NEW LIFE FEDERAL CREDIT UNION
✅TRANSIT WORKERS FEDERAL CREDIT UNION
✅FREEDOM 60275 CREDIT UNION
✅EVERENCE FEDERAL CREDIT UNION
✅MABC CREDIT UNION
✅RELIANCE 4120 CREDIT UNION
✅ADVANTAGE FINANCIAL FEDERAL CREDIT UNION
✅NORTHWOOD FEDERAL CREDIT UNION
✅PHILADELPHIA LETTER CARRIERS FEDERAL CREDIT UNION
✅MOUNT CARMEL BAPTIST FEDERAL CREDIT UNION
✅HOLY TRINITY BAPTIST FEDERAL CREDIT UNION
✅PENNSYLVANIA STATE EMPLOYEES CREDIT UNION
✅EAGLE ONE FEDERAL CREDIT UNION
✅AMERICAN AIRLINES FEDERAL CREDIT UNION

Compare other loan types in Philadelphia, PA

Why compare Vehicle Loans in Philadelphia, PA on LendMesh

If you’re in Philadelphia and exploring car loan options, keeping an eye on multiple lenders can help you uncover better deals and lower rates. LendMesh makes it simple to compare offers from trusted banks and credit unions, so you can find a loan that fits your budget without any pressure. Take your time, explore your options, and make a smart choice that gets you behind the wheel with confidence.

Stay ahead in Philadelphia’s car loan market by subscribing to LendMesh alerts. Just set your ideal interest rate—say 4% or 5%—and receive notifications the moment loans drop below that threshold. You’ll get weekly or monthly updates packed with expert insights, market trends, and carefully selected loan deals, all delivered directly to your inbox. Join thousands of savvy borrowers in Philadelphia who trust LendMesh to catch the best opportunities as they arise.

Customers are also interested in:

Car Loan Application