Vehicle Loans in Philadelphia, PA

Ready to hit the streets of Philadelphia with a new ride? Compare car loan offers from trusted local lenders to find the best rates and terms that fit your budget.

Whether you’re buying new or used, our easy application process gets you quick approvals so you can drive away with confidence in Philly, PA. Start comparing today and save more on your next vehicle loan.

NewUsed

Filters

Lender
APR
Term
Link
Info
visionsfcu
5.49 %
7 Yrs
∞
citadelbanking
5.49 - 5.74 %
∞
trumarkonline
5.54 - 6.44 %
5.3 - 7 Yrs
∞
peoplefirst
5.74 - 6.64 %
5.5 Yrs
∞
cafcu
5.99 - 17.75 %
5 Yrs
∞
patriotfcu
6.14 - 6.79 %
0.1 - 7 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Visions's auto loans with APRs ranging from 5.49% to 9.99% , which are unchanged from 7 and 30 days ago but down from 60 and 90 days ago. Recreational vehicle loans have rates between 10.74% and 11.24% , showing no change over the past 7 and 30 days. Citadel's auto loans with APRs ranging from 5.49% to 10.49% and motorcycle loans from 7.49% to 12.49% . Unchanged over the past 7 or 30 days. Both loan types provide steady terms without recent fluctuations. Trumark Financial's auto loan rates range from 5.54% to 6.54% APR and have not changed in the past 7 or 30 days. Motorcycle loans are fixed at 6.99% APR with no change over the same periods. Recreational loan rates start at 7.49% APR.

People First has auto loan rates ranging from 5.74% to 10.74% APR, which are unchanged from 7 and 30 days ago but up from 30 and 60 days ago. Motorcycle loans range from 6.74% to 8.49% APR and show the same pattern of no change from 7 days ago and an increase from 30 and 60 days ago. California Adventist has auto loan rates ranging from 5.99% to 17.75% APR today. The rates cover a wide range depending on the loan details. Patriot's auto loans with APRs ranging from 6.14% to 6.79% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 7.39% and 8.54% , which have also stayed the same over the past 7 and 30 days.

🏦 Local Lenders in Philadelphia, PA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Philadelphia County, PA

✅ARDENT FEDERAL CREDIT UNION
✅S I PHILADELPHIA FEDERAL CREDIT UNION
✅FEDCHOICE FEDERAL CREDIT UNION
✅FRANKLIN MINT FEDERAL CREDIT UNION
✅PENN FEDERAL CREDIT UNION
✅UNIVERSITY OF PENNSYLVANIA STUDENTS FEDERAL CREDIT UNION
✅AMERICAN HERITAGE FEDERAL CREDIT UNION
✅TRUMARK FINANCIAL CREDIT UNION
✅PHILADELPHIA FEDERAL CREDIT UNION
✅POLICE FIRE CREDIT UNION
✅SERVICE STATION DEALERS FEDERAL CREDIT UNION
✅SUN 7064 CREDIT UNION
✅ASBESTOS WORKERS LOCAL 14 FEDERAL CREDIT UNION
✅UKRAINIAN SELFRELIANCE FEDERAL CREDIT UNION
✅WAYLAND TEMPLE BAPTIST FEDERAL CREDIT UNION
✅DEMOCRACY FEDERAL CREDIT UNION
✅PAPER CONVERTERS LOCAL 2861034 CREDIT UNION
✅PINN MEMORIAL FEDERAL CREDIT UNION
✅NEW LIFE FEDERAL CREDIT UNION
✅TRANSIT WORKERS FEDERAL CREDIT UNION
✅FREEDOM 60275 CREDIT UNION
✅EVERENCE FEDERAL CREDIT UNION
✅MABC CREDIT UNION
✅RELIANCE 4120 CREDIT UNION
✅ADVANTAGE FINANCIAL FEDERAL CREDIT UNION
✅NORTHWOOD FEDERAL CREDIT UNION
✅PHILADELPHIA LETTER CARRIERS FEDERAL CREDIT UNION
✅MOUNT CARMEL BAPTIST FEDERAL CREDIT UNION
✅HOLY TRINITY BAPTIST FEDERAL CREDIT UNION
✅PENNSYLVANIA STATE EMPLOYEES CREDIT UNION
✅EAGLE ONE FEDERAL CREDIT UNION
✅AMERICAN AIRLINES FEDERAL CREDIT UNION

Compare other loan types in Philadelphia, PA

Why compare Vehicle Loans in Philadelphia, PA on LendMesh

If you’re in Philadelphia and exploring car loan options, keeping an eye on multiple lenders can help you uncover better deals and lower rates. LendMesh makes it simple to compare offers from trusted banks and credit unions, so you can find a loan that fits your budget without any pressure. Take your time, explore your options, and make a smart choice that gets you behind the wheel with confidence.

Stay ahead in Philadelphia’s car loan market by subscribing to LendMesh alerts. Just set your ideal interest rate—say 4% or 5%—and receive notifications the moment loans drop below that threshold. You’ll get weekly or monthly updates packed with expert insights, market trends, and carefully selected loan deals, all delivered directly to your inbox. Join thousands of savvy borrowers in Philadelphia who trust LendMesh to catch the best opportunities as they arise.

Customers are also interested in:

Car Loan Application