Auto Loans in Phila, PA 19102

Looking for the best used car loan interest rates in Philadelphia, PA? Compare offers from local lenders and credit unions to find a rate that fits your budget and gets you behind the wheel faster.

Philadelphia drivers deserve loan options that are simple and fair. Explore competitive rates and flexible terms tailored for our community, so you can drive away confident and worry-free.

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4.99 - 8.49 %

3 - 7 Yrs

∞

5.2 - 7.55 %

3 - 7 Yrs

∞

5.24 %

7 Yrs

∞

5.24 - 7.99 %

0.2 - 7 Yrs

∞

5.34 - 10.94 %

5.3 - 6.2 Yrs

∞

5.44 - 7.32 %

∞

5.49 - 17.74 %

∞

5.64 - 8.59 %

4 - 7 Yrs

∞

5.74 - 10.74 %

5.5 Yrs

∞

5.74 - 10.49 %

∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

University's auto loans with rates ranging from 4.49% to 8.49% , showing no change over the past 7 and 30 days. Motorcycle loan rates are between 10.74% and 12.49% , which is down from 30 days ago. Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago except a slight decrease at the high end. Clearview's auto loan has an APR of 5.24% today. This rate has not changed compared to 7, 30, 60, or 90 days ago.

First Commonwealth's auto loans with APRs ranging from 4.99% to 7.99% . These rates have stayed the same compared to 7 and 30 days ago, with no change from 60 days ago as well. The 90–day rate was slightly lower at the top end. American Heritage's auto loans with APRs ranging from 4.99% to 10.94% and motorcycle loans from 5.39% to 7.49% . These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady between 5.99% and 9.49% .

Heritage Financial's auto loan rates range from 4.99% to 7.32% APR today, with no change from 7 days ago but up from 30 days ago. Motorcycle loans are at 7.49% APR with no change in the past 30 days. Recreational loan rates range from 6.5% to 7% APR and have stayed the same over the last 60 days. Corning's auto loan rates range from 5.49% to 17.74% APR today, with no change from 7 or 30 days ago. Motorcycle loans are at 6.74% APR, up from 6.49% over the past 30 days. Recreational loan rates range from 7.24% to 8.99% APR and have also increased since 30 days ago.

Dupaco Community's auto loans with APRs ranging from 5.19% to 8.59% , which are unchanged from 7 and 30 days ago but up from 30 and 60 days ago. Recreational loan rates stay steady at 7.09% to 10.04% across all recent time frames. People First has auto loan rates ranging from 5.74% to 10.74% APR, which are unchanged from 7 and 30 days ago but up from 30 and 60 days ago. Motorcycle loans range from 6.74% to 8.49% APR and show the same pattern of no change from 7 days ago and an increase from 30 and 60 days ago.

Citadel's auto loans range from 5.49% to 10.49% , with no change from 7, 30, or 60 days ago but down from 90 days ago. Motorcycle loans range from 7.49% to 12.49% APR and have stayed the same compared to 7, 30, and 60 days ago.

🏦 Local Lenders in Phila, PA

ARDENT FEDERAL CREDIT UNION — 1601 CHERRY ST PHILA PA 19102

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Philadelphia County, PA

✅ARDENT FEDERAL CREDIT UNION

✅S I PHILADELPHIA FEDERAL CREDIT UNION

✅FEDCHOICE FEDERAL CREDIT UNION

✅FRANKLIN MINT FEDERAL CREDIT UNION

✅PENN FEDERAL CREDIT UNION

✅UNIVERSITY OF PENNSYLVANIA STUDENTS FEDERAL CREDIT UNION

✅AMERICAN HERITAGE FEDERAL CREDIT UNION

✅TRUMARK FINANCIAL CREDIT UNION

✅PHILADELPHIA FEDERAL CREDIT UNION

✅POLICE FIRE CREDIT UNION

✅SERVICE STATION DEALERS FEDERAL CREDIT UNION

✅SUN 7064 CREDIT UNION

✅ASBESTOS WORKERS LOCAL 14 FEDERAL CREDIT UNION

✅UKRAINIAN SELFRELIANCE FEDERAL CREDIT UNION

✅WAYLAND TEMPLE BAPTIST FEDERAL CREDIT UNION

✅DEMOCRACY FEDERAL CREDIT UNION

✅PAPER CONVERTERS LOCAL 2861034 CREDIT UNION

✅PINN MEMORIAL FEDERAL CREDIT UNION

✅NEW LIFE FEDERAL CREDIT UNION

✅TRANSIT WORKERS FEDERAL CREDIT UNION

✅FREEDOM 60275 CREDIT UNION

✅EVERENCE FEDERAL CREDIT UNION

✅MABC CREDIT UNION

✅RELIANCE 4120 CREDIT UNION

✅ADVANTAGE FINANCIAL FEDERAL CREDIT UNION

✅NORTHWOOD FEDERAL CREDIT UNION

✅PHILADELPHIA LETTER CARRIERS FEDERAL CREDIT UNION

✅MOUNT CARMEL BAPTIST FEDERAL CREDIT UNION

✅HOLY TRINITY BAPTIST FEDERAL CREDIT UNION

✅PENNSYLVANIA STATE EMPLOYEES CREDIT UNION

✅EAGLE ONE FEDERAL CREDIT UNION

✅AMERICAN AIRLINES FEDERAL CREDIT UNION

Compare other loan types in Phila, PA

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