Auto Loans in Phillipsburg, NJ 08865

Looking for the best car loan APR in Phillipsburg, NJ? Compare current rates from local lenders to find a deal that fits your budget and gets you behind the wheel faster. It’s simple, transparent, and tailored to our community.

Phillipsburg drivers trust local credit unions and banks for competitive rates and quick approvals. Explore your options today to secure a loan that makes buying your next vehicle easy and affordable.

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4.99 - 5.99 %

5.3 - 7 Yrs

∞

4.99 - 7.74 %

5 - 8 Yrs

∞

5.24 - 6.99 %

3.1 - 7 Yrs

∞

5.49 %

7 Yrs

∞

5.53 %

5 - 8 Yrs

∞

5.99 - 17.75 %

5 Yrs

∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

American Heritage's auto loans with APRs ranging from 4.99% to 10.94% , and motorcycle loans with rates between 5.39% and 7.49% . Both rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady, ranging from 5.99% to 9.49% . America First's auto loans with APRs ranging from 4.99% to 7.74% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 7.49% and 7.89% , which are also unchanged from a week and a month earlier.

Usalliance vehicle loans range from 5.24% to 6.99% for auto loans. These rates show no change compared to 7 and 30 days ago. The terms remain steady with no variation in the past 90 days. Visions's auto loans with APRs ranging from 5.49% to 9.99% , which are unchanged from 7 and 30 days ago but down from 60 and 90 days ago. Recreational vehicle loans have rates between 10.74% and 11.24% , showing no change over the past 7 and 30 days. Bethpage's auto loan rates range from 5.53% to 5.88% APR today. These rates have shown no change compared to 7, 30, 60, and 90 days ago.

California Adventist has auto loan rates ranging from 5.99% to 17.75% APR today. The rates cover a wide range depending on the loan details.

🏦 Local Lenders in Phillipsburg, NJ

FIRST COMMONWEALTH FEDERAL CREDIT UNION — 501 BALTIMORE ST PHILLIPSBURG NJ 08865
IRCO COMMUNITY FEDERAL CREDIT UNION — 450 HILLCREST BLVD PHILLIPSBURG NJ 08865

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Warren County, NJ

✅VISIONS FEDERAL CREDIT UNION

✅FIRST COMMONWEALTH FEDERAL CREDIT UNION

✅IRCO COMMUNITY FEDERAL CREDIT UNION

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Why compare Vehicle Loans in Phillipsburg, NJ on LendMesh

If you’re searching for the current APR for car loans in Phillipsburg, NJ, it’s smart to keep comparing offers on LendMesh. Different lenders update rates frequently, and exploring multiple options helps you uncover better deals and potentially lower your borrowing costs. Take your time, compare side-by-side, and find the auto loan that fits your budget and goals without any pressure.

Stay informed effortlessly by subscribing to LendMesh’s personalized alerts. Just set your target APR—say 5% or 4%—and we’ll notify you as soon as rates dip below that level. You’ll also receive expert insights, market trends, and curated loan deals weekly or monthly, all designed to keep Phillipsburg borrowers like you ahead of the curve and ready to seize the best car financing opportunities.

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