Student Loans in Chicago, IL

Looking to lower your student loan payments in Chicago, IL? Compare local refinancing offers to find the lowest interest rates tailored to your needs. Refinancing here means more than savings—it’s about getting support from trusted community lenders who understand your goals.

Today’s Student Loan Rates & Analysis - Updated on 2025-OCT-10

Credit Union Loan Rates - Trends & Analysis:

Affinity has a Medical School Fixed Rate Loan with APRs ranging from 2.89% to 14.98% , unchanged from 7 and 30 days ago. The Undergraduate Variable Rate Loan has APRs between 4.37% and 16.99% , also unchanged from a week earlier. Credit Union 1 has a Medical school loan (fixed) with rates from 2.89% to 14.98% APR and an Undergraduate student loan (variable) ranging from 4.37% to 16.99% APR. These rates are unchanged from 7 and 30 days ago. First Community has a Medical school loan (fixed) with an APR range of 2.89% to 14.98% , unchanged from 30 days ago. The Graduate school loan (variable) has rates between 4.37% and 13.98% , which are steady compared to both 7 and 30 days ago.

Scott has a Medical school loan (fixed) with APRs ranging from 2.89% to 14.98% , unchanged from 7 and 30 days ago. The Undergraduate student loan (variable) has rates between 4.37% and 16.99% , also unchanged from a week earlier. Elfi’s private fixed student loan rate is 2.99% today, unchanged from 60 days ago but down from 3.69% ninety days ago. The private variable loan rate is 4.88% , down from 5% both 60 and 90 days ago. Great Lakes has a fixed private student loan rate of 2.99% APR, unchanged from 30 days ago. Its variable private student loan rate is 4.31% APR today, down from 4.39% 30 days ago.

Connexus s the Partnership Advance Education Loan (fixed) with an APR range of 3.2% to 8.7% . These rates are unchanged from 7, 30, 60, and 90 days ago. Custom–Choice s Find My Rate fixed student loans with APRs ranging from 3.24% to 15.71% , unchanged from 7 and 30 days ago. Their variable Find My Rate loans have APRs between 4.19% and 16.39% , also unchanged from a week earlier. Together s Undergraduate Fixed Rate Loans with APRs ranging from 3.99% to 13.25% , unchanged from both 7 and 30 days ago. Graduate Fixed Rate Loans have rates between 4.24% and 13% , also steady compared to the past week and month.

Navy Federal Credit Union has a 4.75% APR for both Undergraduate and Graduate Fixed Rate Loans, with no change from 7 or 30 days ago. The Refinance Fixed Rate Loan is at 4.6% APR, and the Refinance Variable Rate Loan is 5.23% APR, both unchanged from 7 and 30 days ago. Undergraduate and Graduate Variable Rate Loans have an APR of 6.94% , also steady compared to a week ago. Affinity Plus has a fixed Undergraduate Line of Credit with an APR of 6.99% , unchanged from 7 and 30 days ago. Their Graduate Line of Credit fixed rate is 9.85% , the same as 7, 30, 60, and 90 days ago. The Student Loan Refinance fixed rates range from 6.24% to 7.24% , also unchanged from 7 and 30 days ago.

Baxter has a Graduate Line of Credit with a fixed rate of 8.1% APR today. Its Graduate Line of Credit variable rate ranges from 8.25% to 18% APR, unchanged from 7 and 30 days ago. Citizens Equity First has a private student loan with a variable rate of 8.25% APR today. This rate is unchanged from both 7 days ago and 30 days ago. Nasa has a Deferred Repayment Line of Credit with an APR range of 8.5% to 18% . These rates are unchanged from 7, 30, 60, and 90 days ago.

🏦 All Local Lenders in Chicago, IL

Lender NameBranch AddressOffice ServicesLender Snapshot
CTA SOUTH FEDERAL CREDIT UNION
8050 S KING DR CHICAGO IL 60619
Assets: $1,175,186
Deposits: $355,776
Net Worth: $289,691
Employees: 2
Members: 593
ISRAEL METHCOMM FEDERAL CREDIT UNION
7620 S COTTAGE GROVE AVE CHICAGO IL 60619
P2P
Assets: $1,916,983
Deposits: $693,395
Net Worth: $248,551
Employees: 2
Members: 222
SELF-HELP FEDERAL CREDIT UNION
645 E 87TH ST CHICAGO IL 60619
ATM
P2P
E-Statements
Assets: $2,126,239,636
Deposits: $437,357,613
Net Worth: $600,496,069
Employees: 397
Members: 129,107
PARK MANOR CHRISTIAN CHURCH CREDIT UNION
600 E 73RD ST CHICAGO IL 60619
E-Statements
Assets: $1,390,159
Deposits: $508,773
Net Worth: $182,820
Employees: 0
Members: 250
ST. MARK CREDIT UNION
8441 S SAINT LAWRENCE AVE CHICAGO IL 60619
Assets: $492,400
Deposits: $91,406
Net Worth: $95,584
Employees: 0
Members: 174

🏘️ All the Lenders Available in Cook County, IL

✅NORTHROP GRUMMAN FEDERAL CREDIT UNION
✅CORPORATE AMERICA FAMILY CREDIT UNION
✅NORTHWEST MUNICIPAL FEDERAL CREDIT UNION
✅PARTNERSHIP FINANCIAL CREDIT UNION
✅HEALTHCARE ASSOCIATES CREDIT UNION
✅AAEC CREDIT UNION
✅METRO 21326 CREDIT UNION
✅CONSUMERS 68588 CREDIT UNION
✅AMERICAN AIRLINES FEDERAL CREDIT UNION
✅NORTHWEST COMMUNITY CREDIT UNION
✅POLISH SLAVIC CREDIT UNION
✅GREAT LAKES 60238 CREDIT UNION
✅SELFRELIANCE FEDERAL CREDIT UNION
✅BAXTER CREDIT UNION
✅CENTRAL CREDIT UNION OF ILLINOIS CREDIT UNION
✅U S EMPLOYEES CREDIT UNION
✅LOYOLA UNIVERSITY EMPLOYEES FEDERAL CREDIT UNION
✅CREDIT UNION 1 68727 CREDIT UNION
✅NORTHSIDE L FEDERAL CREDIT UNION
✅ACCESS 97097 CREDIT UNION
✅77TH STREET DEPOT FEDERAL CREDIT UNION
✅EVANSTON FIREMENS CREDIT UNION
✅FIRST EAGLE FEDERAL CREDIT UNION
✅FIRST NORTHERN CREDIT UNION
✅TECH CREDIT UNION
✅ILLIANA FINANCIAL CREDIT UNION
✅SELFHELP CREDIT UNION
✅HOMEWOOD FEDERAL CREDIT UNION
✅ETHICON SUTURE CREDIT UNION
✅ABRI CREDIT UNION
✅DISTRICT 123 FEDERAL CREDIT UNION
✅OAK LAWN MUNICIPAL EMPLOYEES CREDIT UNION
✅REAVIS STICKNEY CREDIT UNION
✅NUMARK CREDIT UNION
✅MIDWEST COALITION OF LABOR CREDIT UNION
✅SHERWIN WILLIAMS EMP CREDIT UNION
✅WESTERN SPRINGS FEDERAL CREDIT UNION
✅ST JUDE CREDIT UNION
✅JUSTICE FEDERAL CREDIT UNION
✅AMERICAN BROADCAST EMPLOYEES FEDERAL CREDIT UNION
✅PLANITES CREDIT UNION
✅SOUTH SIDE COMMUNITY FEDERAL CREDIT UNION
✅FELLOWSHIP BAPTIST CHURCH CREDIT UNION
✅BEREAN CREDIT UNION
✅VERVE A CREDIT UNION
✅COLLEGE AND UNIVERSITY CREDIT UNION
✅SCOTT CREDIT UNION
✅C T A F C FEDERAL CREDIT UNION
✅CHICAGO PATROLMENS CREDIT UNION
✅CHICAGO POST OFFICE EMPLOYEES CREDIT UNION
✅MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION
✅MWRD EMPLOYEES CREDIT UNION
✅SYNERGY PARTNERS CREDIT UNION
✅CHICAGO FIREMANS ASSOC CREDIT UNION
✅PILGRIM BAPTIST CREDIT UNION
✅RESURRECTION LUTHERAN CREDIT UNION
✅ST MARTIN DE PORRES PARISH CREDIT UNION
✅CTA SOUTH FEDERAL CREDIT UNION
✅ISRAEL METHCOMM FEDERAL CREDIT UNION
✅PARK MANOR CHRISTIAN CHURCH CREDIT UNION
✅ST MARK CREDIT UNION
✅UNITED 60041 CREDIT UNION
✅TRINITY UCC CREDIT UNION
✅FOR MEMBERS ONLY FEDERAL CREDIT UNION
✅MAROON FINANCIAL CREDIT UNION
✅ELCA FEDERAL CREDIT UNION
✅SHILOH ENGLEWOOD FEDERAL CREDIT UNION
✅UNIFIED HOMEOWNERS OF ILLINOIS FEDERAL CREDIT UNION
✅HEIGHTS AUTO WORKERS CREDIT UNION
✅ST GREGORY PARISH CREDIT UNION
✅POLICEMENS CREDIT UNION
✅CHICAGO FIREFIGHTERS CREDIT UNION
✅ARCHER HEIGHTS CREDIT UNION
✅CHICAGO AVENUE GARAGE FEDERAL CREDIT UNION
✅MWPH GRAND LODGE OF ILLINOIS CREDIT UNION
✅BETHEL AME CHURCH CREDIT UNION
✅COMMUNITY 7256 CREDIT UNION
✅ACTORS FEDERAL CREDIT UNION
✅CHICAGO AREA OFFICE FEDERAL CREDIT UNION
✅CHICAGO MUNICIPAL EMPLOYEES CREDIT UNION
✅ALLIANT CREDIT UNION
✅SOUTH SHOP FEDERAL CREDIT UNION
✅BURLINGTON NORTHERN SANTA FE RAILWY CREDIT UNION
✅EVERGREEN PARK SCHOOLS FEDERAL CREDIT UNION
✅ACME CONTINENTAL CREDIT UNION
✅CTA74TH STREET DEPOT CREDIT UNION
✅CHICAGOS BRAVEST CREDIT UNION
✅ST HELENA PARISH CREDIT UNION

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