Self-Help Credit Union Chicago IL | Affordable Auto Loans & Business Banking

Introduction

Welcome to Self-help, your trusted credit union located at 645 E 87Th St, Chicago, IL 60619. Established in 2008, we have been dedicated to empowering our members and fostering community growth for over 15 years. At Self-help, we pride ourselves on being more than just a financial institution; we are a supportive partner in your financial journey. With a robust membership of 129,107 individuals and total assets exceeding $2.1 billion, we offer a wide range of services tailored to meet the diverse needs of our members. Our commitment to providing quality service is reflected in our total deposits of $437,357,613 and a healthy net worth of $600,496,069. We understand that every dollar counts, which is why we work tirelessly to provide competitive loans and savings options. With over 34,718 loans currently serviced, including personal loans and auto financing, we are here to help you achieve your financial goals. At the helm of our organization is CEO Martin Eakes, alongside Board President Jose Caballero. Together, they lead a dedicated team of 397 employees, all focused on delivering exceptional service and support to our members. Whether you're seeking assistance with checking accounts, vehicle financing, or business loans, our knowledgeable staff is ready to assist you. For any official correspondence, please note that while you can visit us at our branch address, mail should be directed to 645 East 87th St, Chicago, IL 60619. We invite you to experience the difference that comes from being part of a community-focused credit union. Give us a call at 773-487-4800, or visit us online at self-help.org to learn more about how we can assist you today!

Branch History & Mission

Commitment to Innovation

In addition to traditional banking services, we embrace technology as a way to enhance member experience. Our online and mobile banking platforms allow you to manage your finances conveniently from anywhere. With features like mobile payments and person-to-person transfers, managing your money has never been easier.

Join Us

As we continue this journey together, we invite you to become part of the Self-help family. Experience firsthand how we're dedicated to your financial well-being while making a positive impact in the community. For more information about membership or to open an account today, visit us at Self-help or call us at 773-487-4800. Together, let's build a brighter future!

Our Evolution

From humble beginnings, Self-help has continually evolved to meet the needs of our members and the community. We believe that everyone deserves access to financial resources that empower them to achieve their goals. Over the years, we have expanded our services to include personal banking options such as checking and savings accounts, auto loans, mortgage loans and refinancing, personal loans for debt consolidation, and credit cards with rewards. Our business banking services also support local entrepreneurs with merchant services and business loans. Located in a vibrant area of Chicago, our branch is easily accessible for members seeking assistance or looking to explore our offerings. While you can visit us at our main address for all your banking needs, official correspondence should be sent to our mailing address: 645 East 87th St, Chicago, IL 60619.

Our Mission

At Self-help, our mission is clear: we strive to improve financial literacy and provide opportunities for all individuals and families in our community. We understand that financial stability leads to stronger families and healthier neighborhoods. That's why we focus not only on delivering quality financial products but also on fostering connections through community outreach programs. We are proud of our partnerships with local organizations that share our vision of empowerment through education and support. By investing in community initiatives and ensuring ADA compliance in our services, we aim to create an inclusive environment where everyone can thrive.

Branch Location & Accessibility

Comprehensive Services at Your Fingertips

We offer a range of services tailored to meet your needs. From personal banking options such as checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. With ATM availability right at our branch, cash withdrawals and balance checks are quick and easy. While we don't have drive-thru service or shared service centers here, our dedicated staff is always ready to assist you inside. If you have any questions or want to learn more about how we can help you achieve your financial goals, please feel free to give us a call at 773-487-4800. We invite you to visit Self-help today your trusted partner in financial wellness!

Convenient Access and Nearby Landmarks

Our location is just a stone's throw away from local favorites like the historic Rainbow Beach and the bustling shops along 87th Street. Parking is readily available, ensuring a hassle-free visit. Plus, we are ADA compliant, with ramps for easy access to our facilities.

Operating Hours that Fit Your Schedule

At Self-help, we value your time! Our lobby hours cater to your busy lifestyle: we're open Monday through Thursday from 9:00 AM to 5:00 PM, extending our hours on Fridays until 6:00 PM, and welcoming you on Saturdays from 9:00 AM until noon. No matter when you need us, we strive to be there for you.

Member Eligibility

At Self-help, we believe that everyone deserves a chance to be part of a caring and supportive community. Joining us is easy and welcoming! To become a member, you need to meet some simple eligibility criteria, which primarily focus on your connection to our community or your employment with certain organizations. Whether you live or work in the area or have family ties to current members, you might just qualify! For the most accurate and up-to-date details on eligibility, feel free to visit this link. Once you're ready to join, opening an account at Self-help is straightforward and hassle-free. Our friendly team is here to assist you every step of the way. You can call us at (773) 487-4800 for any questions or guidance. We can't wait for you to experience all the benefits of being a member at our branch located at 645 E 87Th St Chicago Il 60619 from personalized banking services to exclusive loan options designed with your needs in mind!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $111 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $95,154,985, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the ability to accept payments easily from your customers while keeping track of all transactions seamlessly. Our merchant services make this a reality. They enable businesses to accept credit cards and digital payments, ensuring you never miss a sale. Plus, with real-time reporting tools, you can manage your finances effectively without any hassle. Visit us at 645 E 87Th St Chicago Il 60619 in Chicago, IL or call us at (773) 487-4800 to learn more about how our business banking services can empower your enterprise. Let's grow together!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our network of ATMs provides easy access to your funds anytime. Basic ATM access allows for withdrawals and balance checks without hassle. No matter where life takes you, Self-help is committed to being by your side with comprehensive financial services tailored just for you. If you're interested in learning more about how we can help meet your financial needs or if you're ready to open an account, please reach out at (773) 487-4800 or visit us at Chatham today!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing solutions offer competitive rates and flexible terms. We aim to make the process simple and stress-free, so you can focus on finding the perfect vehicle. With our expert advice, you'll be able to choose a loan that fits your budget and helps you hit the road with confidence.

Business Banking

For small business owners, our Business Banking services include Merchant Services and Business Loans designed to help you grow and succeed. From accepting payments seamlessly to securing funding for expansion, we have the tools needed to support your business goals.

Credit Cards with Rewards

Want to earn rewards while spending? Check out our Credit Cards with Rewards program! Whether it's cash back on groceries or points for travel, you'll enjoy benefits that add value to every purchase.

Mortgage Loans & Refinancing

For those ready to buy their dream home or refinance an existing mortgage, we provide tailored Mortgage Loans & Refinancing options. Our knowledgeable staff will guide you through the steps, ensuring you understand all available choices. Picture yourself in a new home with manageable payments that align with your financial plan.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking options. With just a few taps on your smartphone or clicks on your computer, you can check balances, transfer funds, pay bills, and more all from anywhere!

Personal Banking

When it comes to managing your everyday finances, our Personal Banking options, including Checking and Savings Accounts, make it easy for you to keep track of your money. Imagine having a checking account that suits your lifestyle whether you're paying bills online or using your debit card for daily purchases. Our savings accounts help you set aside funds for future goals, giving you peace of mind knowing your money is working for you.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or trying to manage multiple debts, our Personal Loans & Debt Consolidation services can be a lifesaver. We work with you to create a customized loan solution that makes sense for your situation, helping simplify your payments and reduce financial stress.

Digital & Online Banking

Key Features

Our digital offerings include e-statements, which are not only eco-friendly but also help you stay organized by providing quick access to your financial records. You can easily sign up for e-statements and enjoy the benefits of going paperless. For those who prefer managing their finances through mobile devices, our mobile application is available for download. This app allows you to conduct transactions with ease, including person-to-person transfers that make sending money to friends and family a breeze. And if you're into modern payment methods, you'll be pleased to know that we offer a mobile payments feature that simplifies your purchasing experience. While convenience is essential, we prioritize your security too. Although we currently do not support electronic signature authorization, rest assured that all our services are equipped with robust security measures to protect your information. At Self-help, we're committed to making banking easier for you. Whether you're accessing accounts through our online portal or using our mobile app while out and about, managing your finances has never been so straightforward. Join us today and experience the ease of digital banking!

Financial Strength

A Dedicated Team

We also take pride in having 354 full-time employees and 43 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our total share accounts stand at 173,015, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Self-help is your trusted partner. Visit us at 645 E 87Th St Chicago IL 60619 or call 773-487-4800 to learn more about how we can help you achieve your financial goals.

Member-Centric Approach

Members' savings are secured through $329,044,295 in share certificates and $461,585,231 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $43,224,599, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Your Benefit

With $146,011,928 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. This strategy supports our ability to provide diverse financial products tailored to your needs.

Solid Financial Health

With a net worth of $600,496,069, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 2804 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our commitment extends to lending as well. With $4,687 in used auto loans and a total of $1,511,536,317 in loans and leases, our lending capacity supports members' financial goals across various sectors. Our $16,629,095 net income reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Additional Information

If you're considering refinancing any existing loans or want to explore eligibility options, our team is here to assist you every step of the way. We can help you understand your options and find the best solution for your unique circumstances. At Self-help, we pride ourselves on providing personalized service and support. Feel free to reach out at (773) 487-4800 or visit us at our branch located at 645 E 87Th St Chicago Il 60619 for more information about our loan products. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether you're ready to apply or just have questions about our offerings, we're here to help!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $56,478,627 in used vehicle loans and $21,273,128 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we've got you covered.

Commercial Loans

For business owners, our outstanding commercial loans totaling $95,154,985 provide the capital needed to grow and expand your business. We aim to support local enterprises and help them thrive in our community.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $21,415,873, make buying or refinancing simple. We provide flexible terms and competitive rates to help you take that important step toward owning your own home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $6,428,365 in loans helping members manage their finances effectively. This option allows for easy access to funds without needing collateral, making it ideal for unexpected expenses or everyday purchases.

Loan Aggregator

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Real-Time Rate Comparisons

With up-to-date loan rates from multiple institutions, LendMesh empowers users to make informed decisions quickly. Whether you are looking for a mortgage or an auto loan, having access to real-time data can save you time and money. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Verified Data

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SELF HELP FEDERAL CREDIT UNION