Student Loans in Richmond, VA

Looking for low student loans in Richmond, VA? Compare offers from trusted local lenders who understand your community and provide flexible repayment plans tailored to your needs. Find the right loan to support your education without the stress.

Today’s Student Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Affinity s fixed Medical school loans with APRs ranging from 2.89% to 14.98% , unchanged from 30 days ago. Their variable Undergraduate student loans have rates between 4.37% and 16.99% , also unchanged from 30 days ago. Apple has a Medical school loan (fixed) with an APR range of 2.89% to 14.98% and a Medical school loan (variable) ranging from 4.37% to 13.96% . These rates are unchanged from 7 and 30 days ago. Hanscom has a Medical school loan with rates ranging from 2.89% to 14.98% APR and a Medical residency loan with rates from 6.4% to 11.89% APR. These rates are unchanged from 7 and 30 days ago.

Elfi’s private fixed student loan rate is 2.99% today, unchanged from 60 days ago but down from 3.69% ninety days ago. The private variable loan rate is 4.88% , down from 5% both 60 and 90 days ago. Connexus s the Partnership Advance Education Loan (fixed) with an APR range of 3.2% to 8.7% . These rates are unchanged from 7, 30, 60, and 90 days ago. Custom–Choice s Find My Rate fixed student loans with APRs ranging from 3.24% to 15.71% , unchanged from 7 and 30 days ago. Their variable Find My Rate loans have APRs between 4.19% and 16.39% , also unchanged from a week earlier.

Together s Undergraduate Fixed Rate Loans with APRs ranging from 3.99% to 13.25% , unchanged from both 7 and 30 days ago. Graduate Fixed Rate Loans have rates between 4.24% and 13% , also steady compared to the past week and month. Langley s Undergraduate and Graduate Fixed Rate Loans with APRs ranging from 4.49% to 12.5% , unchanged from both 7 and 30 days ago. Their Undergraduate and Graduate Variable Rate Loans have APRs between 5.49% and 13.5% , also unchanged from 7 and 30 days ago but down from 7.5% –1% 1.5% at 60 and 90 days ago.

Navy Federal Credit Union has a 4.75% APR for both Undergraduate and Graduate Fixed Rate Loans, with no change from 7 or 30 days ago. The Refinance Fixed Rate Loan is at 4.6% APR, and the Refinance Variable Rate Loan is 5.23% APR, both unchanged from 7 and 30 days ago. Undergraduate and Graduate Variable Rate Loans have an APR of 6.94% , also steady compared to a week ago. Affinity Plus has a fixed Undergraduate Line of Credit with an APR of 6.99% , unchanged from 7 and 30 days ago. Their Graduate Line of Credit fixed rate is 9.85% , the same as 7, 30, 60, and 90 days ago. The Student Loan Refinance fixed rates range from 6.24% to 7.24% , also unchanged from 7 and 30 days ago.

Northwest has a Student Choice Loan with a variable rate of 7.5% APR today, unchanged from 7, 30, and 60 days ago. This rate is down from 7.75% ninety days ago. Baxter has a Graduate Line of Credit with a fixed rate of 8.1% APR today. Its Graduate Line of Credit variable rate ranges from 8.25% to 18% APR, unchanged from 7 and 30 days ago. Nasa has a Deferred Repayment Line of Credit with an APR range of 8.5% to 18% . These rates are unchanged from 7, 30, 60, and 90 days ago.

🏦 All Local Lenders in Richmond, VA

Lender NameBranch AddressOffice ServicesLender Snapshot
HOPEWELL CHEMICAL FEDERAL CREDIT UNION
1601 OWNBY LN RICHMOND VA 23220
P2P
E-Statements
Assets: $50,911,095
Deposits: $1,286,303
Net Worth: $4,963,428
Employees: 13
Members: 3,276
VIRGINIA FEDERAL CREDIT UNION
27 W BROAD ST STE 1 RICHMOND VA 23220
ATM
P2P
E-Statements
E-Signature
Assets: $6,917,912,589
Deposits: $56,795,311
Net Worth: $715,618,876
Employees: 1108
Members: 489,137
RICHMOND VIRGINIA FIRE POLICE CREDI CREDIT UNION
900 HERMITAGE RD RICHMOND VA 23220
P2P
E-Statements
E-Signature
Assets: $21,006,545
Deposits: $1,625,084
Net Worth: $2,846,195
Employees: 5
Members: 1,754
RICHMOND VIRGINIA FIRE POLICE CREDI CREDIT UNION
200 W GRACE ST RICHMOND VA 23220
P2P
E-Statements
E-Signature
Assets: $21,006,545
Deposits: $1,625,084
Net Worth: $2,846,195
Employees: 5
Members: 1,754
CREDIT UNION OF RICHMOND INCORPORAT CREDIT UNION
1601 OWNBY LN RICHMOND VA 23220
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $64,898,450
Deposits: $8,187,957
Net Worth: $12,745,420
Employees: 9
Members: 4,794
RVA FINANCIAL FEDERAL CREDIT UNION
1700 ROBIN HOOD RD RICHMOND VA 23220
ATM
P2P
E-Statements
E-Signature
Assets: $75,986,925
Deposits: $6,134,485
Net Worth: $8,485,062
Employees: 24
Members: 9,100

🏘️ All the Lenders Available in Richmond City County, VA

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