Student Loans in Watertown, NY

Looking for student loan options in Watertown, NY? Compare offers from trusted local lenders who understand your needs and offer flexible repayment plans designed to fit your budget.

Today’s Student Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Affinity s fixed Medical school loans with APRs ranging from 2.89% to 14.98% , unchanged from 30 days ago. Their variable Undergraduate student loans have rates between 4.37% and 16.99% , also unchanged from 30 days ago. Centra s fixed Medical school loans with APRs ranging from 2.89% to 14.98% , unchanged from 30 days ago. Their variable Undergraduate student loans have rates between 4.37% and 16.99% , with no change reported in the last 30 days. Hudson Valley has a Graduate school loan with rates from 2.89% to 14.99% APR, unchanged from both 7 and 30 days ago. The Undergraduate student loan has a range of 2.89% to 17.49% APR, also steady compared to the past week and month.

Elfi’s private fixed student loan rate is 2.99% today, unchanged from 60 days ago but down from 3.69% ninety days ago. The private variable loan rate is 4.88% , down from 5% both 60 and 90 days ago. Connexus s the Partnership Advance Education Loan (fixed) with an APR range of 3.2% to 8.7% . These rates are unchanged from 7, 30, 60, and 90 days ago. Custom–Choice s Find My Rate fixed student loans with APRs ranging from 3.24% to 15.71% , unchanged from 7 and 30 days ago. Their variable Find My Rate loans have APRs between 4.19% and 16.39% , also unchanged from a week earlier.

Together s Undergraduate Fixed Rate Loans with APRs ranging from 3.99% to 13.25% , unchanged from both 7 and 30 days ago. Graduate Fixed Rate Loans have rates between 4.24% and 13% , also steady compared to the past week and month. Americu s an Undergraduate Variable Rate Loan with APRs ranging from 4.25% to 13% , unchanged from both 7 and 30 days ago. The Undergraduate Fixed Rate Loan and Graduate Fixed Rate Loan both have APRs between 4.54% and 14.25% , also unchanged from 7 and 30 days ago. The Student Loan Refinance fixed loan has APRs from 5.25% to 11.74% .

Navy Federal Credit Union has a 4.75% APR for both Undergraduate and Graduate Fixed Rate Loans, with no change from 7 or 30 days ago. The Refinance Fixed Rate Loan is at 4.6% APR, and the Refinance Variable Rate Loan is 5.23% APR, both unchanged from 7 and 30 days ago. Undergraduate and Graduate Variable Rate Loans have an APR of 6.94% , also steady compared to a week ago. Affinity Plus has a fixed Undergraduate Line of Credit with an APR of 6.99% , unchanged from 7 and 30 days ago. Their Graduate Line of Credit fixed rate is 9.85% , the same as 7, 30, 60, and 90 days ago. The Student Loan Refinance fixed rates range from 6.24% to 7.24% , also unchanged from 7 and 30 days ago.

United Nations has a fixed Education Loan with an APR of 7.25% today. This rate is unchanged from 7 and 30 days ago but down from 7.5% at 30, 60, and 90 days ago. Baxter has a Graduate Line of Credit with a fixed rate of 8.1% APR today. Its Graduate Line of Credit variable rate ranges from 8.25% to 18% APR, unchanged from 7 and 30 days ago. Nasa has a Deferred Repayment Line of Credit with an APR range of 8.5% to 18% . These rates are unchanged from 7, 30, 60, and 90 days ago.

Broadview’s Academic Advantage Loan (fixed) has a 10.25% APR today, unchanged from 7 and 30 days ago but down from 10.5% at 30, 60, and 90 days ago. The rate has dropped since last month and stayed steady over the past week.

🏦 All Local Lenders in Watertown, NY

Lender NameBranch AddressOffice ServicesLender Snapshot
SEA COMM FEDERAL CREDIT UNION
20565 STATE ROUTE 3 WATERTOWN NY 13601
ATM
Drive-Thru
P2P
E-Statements
Assets: $787,112,156
Deposits: $24,337,568
Net Worth: $121,411,320
Employees: 131
Members: 55,187
STATE CS EMPLOYEES FEDERAL CREDIT UNION
DULLES STATE OFFICE BUILDING WATERTOWN NY 13601
ATM
P2P
E-Statements
E-Signature
Assets: $38,739,508
Deposits: $2,642,138
Net Worth: $3,853,276
Employees: 9
Members: 2,727
STATE CS EMPLOYEES FEDERAL CREDIT UNION
144 EASTERN BOULEVARD WATERTOWN NY 13601
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $38,739,508
Deposits: $2,642,138
Net Worth: $3,853,276
Employees: 9
Members: 2,727
WATERTOWN POSTAL FEDERAL CREDIT UNION
232 COMMERCE PARK DR WATERTOWN NY 13601
Assets: $5,975,458
Deposits: $470,686
Net Worth: $840,732
Employees: 3
Members: 523
AMERICU CREDIT UNION
871 ARSENAL ST WATERTOWN NY 13601
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $2,693,858,739
Deposits: $60,545,589
Net Worth: $262,375,424
Employees: 434
Members: 167,171
NORTHERN CREDIT UNION
138 FACTORY ST WATERTOWN NY 13601
P2P
E-Statements
E-Signature
Assets: $622,714,472
Deposits: $21,540,560
Net Worth: $68,832,996
Employees: 152
Members: 44,711
NORTHERN CREDIT UNION
120 FACTORY ST WATERTOWN NY 13601
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $622,714,472
Deposits: $21,540,560
Net Worth: $68,832,996
Employees: 152
Members: 44,711
NORTHERN CREDIT UNION
1180 COMMERCE PARK DR E WATERTOWN NY 13601
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $622,714,472
Deposits: $21,540,560
Net Worth: $68,832,996
Employees: 152
Members: 44,711

🏘️ All the Lenders Available in Jefferson County, NY

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