Student Loans in Albany, NY

Looking for an education loan in Albany, NY? Compare local student loan offers to find flexible repayment plans that fit your budget. Whether you're starting college or continuing your studies, there’s support tailored to your needs right here in Albany.

Today’s Student Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Affinity s fixed Medical school loans with APRs ranging from 2.89% to 14.98% , unchanged from 30 days ago. Their variable Undergraduate student loans have rates between 4.37% and 16.99% , also unchanged from 30 days ago. Centra s fixed Medical school loans with APRs ranging from 2.89% to 14.98% , unchanged from 30 days ago. Their variable Undergraduate student loans have rates between 4.37% and 16.99% , with no change reported in the last 30 days. Hudson Valley has a Graduate school loan with rates from 2.89% to 14.99% APR, unchanged from both 7 and 30 days ago. The Undergraduate student loan has a range of 2.89% to 17.49% APR, also steady compared to the past week and month.

Elfi’s private fixed student loan rate is 2.99% today, unchanged from 60 days ago but down from 3.69% ninety days ago. The private variable loan rate is 4.88% , down from 5% both 60 and 90 days ago. Connexus s the Partnership Advance Education Loan (fixed) with an APR range of 3.2% to 8.7% . These rates are unchanged from 7, 30, 60, and 90 days ago. Custom–Choice s Find My Rate fixed student loans with APRs ranging from 3.24% to 15.71% , unchanged from 7 and 30 days ago. Their variable Find My Rate loans have APRs between 4.19% and 16.39% , also unchanged from a week earlier.

Together s Undergraduate Fixed Rate Loans with APRs ranging from 3.99% to 13.25% , unchanged from both 7 and 30 days ago. Graduate Fixed Rate Loans have rates between 4.24% and 13% , also steady compared to the past week and month. Americu s an Undergraduate Variable Rate Loan with APRs ranging from 4.25% to 13% , unchanged from both 7 and 30 days ago. The Undergraduate Fixed Rate Loan and Graduate Fixed Rate Loan both have APRs between 4.54% and 14.25% , also unchanged from 7 and 30 days ago. The Student Loan Refinance fixed loan has APRs from 5.25% to 11.74% .

Navy Federal Credit Union has a 4.75% APR for both Undergraduate and Graduate Fixed Rate Loans, with no change from 7 or 30 days ago. The Refinance Fixed Rate Loan is at 4.6% APR, and the Refinance Variable Rate Loan is 5.23% APR, both unchanged from 7 and 30 days ago. Undergraduate and Graduate Variable Rate Loans have an APR of 6.94% , also steady compared to a week ago. Affinity Plus has a fixed Undergraduate Line of Credit with an APR of 6.99% , unchanged from 7 and 30 days ago. Their Graduate Line of Credit fixed rate is 9.85% , the same as 7, 30, 60, and 90 days ago. The Student Loan Refinance fixed rates range from 6.24% to 7.24% , also unchanged from 7 and 30 days ago.

United Nations has a fixed Education Loan with an APR of 7.25% today. This rate is unchanged from 7 and 30 days ago but down from 7.5% at 30, 60, and 90 days ago. Baxter has a Graduate Line of Credit with a fixed rate of 8.1% APR today. Its Graduate Line of Credit variable rate ranges from 8.25% to 18% APR, unchanged from 7 and 30 days ago. Nasa has a Deferred Repayment Line of Credit with an APR range of 8.5% to 18% . These rates are unchanged from 7, 30, 60, and 90 days ago.

Broadview’s Academic Advantage Loan (fixed) has a 10.25% APR today, unchanged from 7 and 30 days ago but down from 10.5% at 30, 60, and 90 days ago. The rate has dropped since last month and stayed steady over the past week.

🏦 All Local Lenders in Albany, NY

Lender NameBranch AddressOffice ServicesLender Snapshot
FIRST NEW YORK FEDERAL CREDIT UNION
2 WALL ST ALBANY NY 12205
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $488,357,839
Deposits: $16,199,835
Net Worth: $45,713,612
Employees: 132
Members: 37,958
BROADVIEW FEDERAL CREDIT UNION
40 WOLF RD ALBANY NY 12205
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $8,945,023,510
Deposits: $550,025,253
Net Worth: $748,058,930
Employees: 1467
Members: 496,735
BROADVIEW FEDERAL CREDIT UNION
341 NEW KARNER RD ALBANY NY 12205
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $8,945,023,510
Deposits: $550,025,253
Net Worth: $748,058,930
Employees: 1467
Members: 496,735
BROADVIEW FEDERAL CREDIT UNION
4 WINNERS CIR ALBANY NY 12205
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $8,945,023,510
Deposits: $550,025,253
Net Worth: $748,058,930
Employees: 1467
Members: 496,735
DIRECTORS CHOICE CREDIT UNION
1 SOUTH FAMILY DRIVE ALBANY NY 12205
P2P
E-Statements
Assets: $11,585,986
Deposits: $1,586,209
Net Worth: $2,512,624
Employees: 3
Members: 772
DIRECTORS CHOICE CREDIT UNION
1 SOUTH FAMILY DRIVE ALBANY NY 12205
P2P
E-Statements
Assets: $11,585,986
Deposits: $1,586,209
Net Worth: $2,512,624
Employees: 3
Members: 772
HUDSON VALLEY CREDIT UNION
98 WOLF RD ALBANY NY 12205
ATM
P2P
E-Statements
E-Signature
Assets: $7,950,252,098
Deposits: $551,651,308
Net Worth: $826,988,591
Employees: 1068.0
Members: 384,243
NEXT STEP FEDERAL CREDIT UNION
325 WASHINGTON AVENUE EXT ALBANY NY 12205
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $104,240,968
Deposits: $6,515,644
Net Worth: $10,036,869
Employees: 15
Members: 4,760

🏘️ All the Lenders Available in Albany County, NY

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