Grow Financial Hudson Valley Albany NY Credit Union | Low Mortgage Rates & Affordable Auto Loans

Introduction

Welcome to Hudson Valley, your trusted credit union located at 98 Wolf Rd, Albany, NY 12205. Since our establishment in 1963, we have dedicated ourselves to serving our members with integrity and a commitment to community growth. With over 369,210 members and total assets exceeding $7.4 billion, we pride ourselves on fostering financial health and success for everyone in our community. At Hudson Valley, we understand the importance of personalized service. Our CEO, Jonathan Roberts, along with Board President Jay Pantaleo, lead a team of 955 employees who are ready to assist you with a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. We aim to create a supportive environment where every member feels valued and empowered. As part of our mission, we maintain an impressive net worth of $830,246,930 and total deposits amounting to $655,374,726. We also hold a significant cash reserve of $33,102,925, ensuring that we can meet your needs efficiently and effectively. Whether you're looking to secure an auto loan or open a new checking account, we're here for you every step of the way. While members can visit us at 98 Wolf Rd, official correspondence should be sent to the same address. If you have any questions or need assistance, please don't hesitate to reach out by calling us at 800-468-3011. Explore how Hudson Valley can help you achieve your financial goals by visiting our website at www.hvcu.org. Join us today and experience the difference that comes from being part of a community-focused credit union!

Branch History & Mission

The story of Hudson Valley in Albany, NY, began in 1963 with a simple yet profound mission: to serve the community by providing accessible and trustworthy financial services. Since then, we have grown into a vital part of our local area, with a membership base that now exceeds 369,210 individuals. Our commitment to our members has allowed us to accumulate total assets of over $7.4 billion, reflecting the trust and support of those we serve. Located at 98 Wolf Rd, Albany, NY 12205, our branch is easily accessible for everyone in the community. You can find us near popular local landmarks, making your visit both convenient and welcoming. While members can visit us at this address, official correspondence should be sent to the same location. At Hudson Valley, our mission goes beyond just offering financial products; we aim to empower our members through education and support. We strive to create an environment where everyone feels valued and understood. Whether you are looking for checking accounts, auto loans, or mortgage options, we are here to help you navigate your financial journey with confidence. Over the years, we have embraced technology to better serve our members. Our online and mobile banking services make it easier than ever to manage your finances on the go. We also ensure that our facilities are ADA compliant, so all members can access our services comfortably. Community outreach is at the heart of what we do. We actively seek partnerships with local organizations to support initiatives that uplift our neighborhoods. From educational programs to financial literacy workshops, we believe in giving back and fostering a stronger community together. As we look ahead, Hudson Valley remains dedicated to enhancing the lives of our members through personalized service and innovative solutions. Join us today and experience firsthand how we can help you achieve your financial goals. Visit us at Hudson Valley or give us a call at 800-468-3011 we're excited to welcome you!

Branch Location & Accessibility

Convenient Access

At our Albany branch, we prioritize accessibility for all our members. The location features ample parking to ensure a hassle-free visit. We also adhere to ADA compliance standards, with ramps and other facilities designed to make banking easy for everyone.

Operating Hours

We understand that your time is valuable. That's why we offer flexible operating hours to accommodate your busy schedule. You can visit us Monday through Thursday from 9 AM to 4 PM and on Fridays from 9 AM to 5 PM. Need assistance outside of these hours? Don't hesitate to give us a call at 800-468-3011 our friendly team is always ready to assist you!

Services Available

Hudson Valley provides a wide range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans, mortgages, and even business banking services, we have something for everyone. Plus, our ATM is available on-site for quick cash withdrawals and balance checks. While our branch does not feature drive-thru service, we are committed to providing excellent service inside our welcoming lobby.

Visit Us Today!

We're excited to support you on your financial journey! If you have any questions or need more information about our services, feel free to stop by or call us today. Remember, while official correspondence should be sent to 98 Wolf Rd, Albany, NY 12205, we look forward to seeing you at our branch soon!

Member Eligibility

At Hudson Valley, we believe that joining our community is the first step toward achieving your financial goals. Becoming a member is easy and welcoming! If you live, work, worship, or attend school in Albany County, you're already on the right track. We also invite family members of existing members to join us. This means more support for you and your loved ones as you navigate your financial journey together. For a complete overview of eligibility requirements, feel free to check out this link. Opening an account at Hudson Valley is straightforward and designed with you in mind. Our dedicated team is here to assist you every step of the way. You can start the process by visiting our website or by giving us a call at (800) 468-3011. We look forward to welcoming you into our family at Hudson Valley, located conveniently at 98 Wolf Rd Albany Ny 12205!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services that simplify payment processing. Imagine seamlessly accepting payments from customers, whether online or in-person. Our services help ensure that you get paid faster and more securely, allowing you to focus on what matters most growing your business. Visit us at 98 Wolf Rd Albany Ny 12205, Albany, NY to discover how we can support your business goals today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $649 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $29 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $370,599,966, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

We also offer ATM services that allow you quick access to your cash when you need it most. With multiple locations available for withdrawals and balance checks, you'll never feel far from your funds. At Hudson Valley, we pride ourselves on being more than just a bank; we're part of the community. If you're interested in learning more about how we can help meet your financial goals, don't hesitate to reach out! Call us at (800) 468-3011 or visit us at Colonie today. Your financial journey starts here!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options make it easy for you to hit the road in style. We offer flexible terms and competitive rates, so whether you're purchasing a new vehicle or refinancing an existing loan, we'll work with you to find the right solution that fits your budget.

Business Banking

For our business members, we offer comprehensive banking services including merchant services and business loans. Whether you're starting a new venture or looking to expand an existing one, we provide solutions tailored for small businesses.

Credit Cards with Rewards

Maximize every purchase with our credit cards featuring rewards programs. Earn points on everyday spending that can be redeemed for travel, merchandise, or cash back. It's a great way to benefit from purchases you're already making!

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing options. If you're ready to buy a home or looking to refinance your current mortgage for better terms, our experienced team is here to guide you through the process. We strive to make home buying simple and stress-free.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why at Hudson Valley, we provide robust online and mobile banking services. Manage your accounts anytime, anywhere with features like bill pay, fund transfers, and mobile deposits right at your fingertips.

Personal Banking

Our personal banking services include checking and savings accounts tailored to fit your lifestyle. Imagine having a checking account with no monthly fees and easy access to your funds whenever you need them. With our competitive savings accounts, you can watch your money grow while enjoying the peace of mind that comes with knowing it's safe and secure.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and that's where our personal loans come in handy. Need cash for a special event or want to consolidate debt? Our personal loans offer flexibility and affordability, helping you take control of your finances without added stress.

Digital & Online Banking

Key Features

Our digital banking platform includes features like person-to-person transfers, allowing you to send money to friends and family with ease. Need to sign documents? With our electronic signature authorization, you can complete important transactions without needing to visit the branch. You can also enjoy e-statements, which let you view your account information anytime without the clutter of paper statements. For added convenience, we support mobile payments, letting you make purchases directly from your phone. This means you can leave your wallet at home and still have everything you need for shopping.

Security and Accessibility

We prioritize your security with robust measures that keep your information safe while ensuring that our services are user-friendly. Our platform is designed for everyone, making it easy even if you're not tech-savvy. At Hudson Valley, we're committed to providing accessible banking solutions that fit into your busy lifestyle. Whether you're at home or on the go, managing your finances has never been easier!

Financial Strength

At Hudson Valley, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to providing a secure banking environment where you can confidently manage your finances. With a net worth of $830,246,930, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,144 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,518,739,169 in share certificates and $479,756,837 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $97,785,769, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to our members is also reflected in our earnings. With $826,871,032 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $37,128 in used auto loans and $4,363,178,243 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is evident with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 919 full-time employees and 36 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $10,666,529. Total Share and Deposit Accounts: 745,634, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hudson Valley is your trusted partner. Visit us at 98 Wolf Rd Albany Ny 12205 or call (800) 468-3011 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $706,623,756 in used vehicle loans and $366,474,958 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles so you can choose what suits you best.

Business Financing

For business owners, our outstanding commercial loans totaling $370,599,966 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, we have solutions tailored for your business needs.

Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $115,791,424 in loans helping members manage their finances effectively. Whether it's unexpected costs or regular purchases, our credit card options are here to support you.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We have Junior Lien 1-4 Family Residential Property loans totaling $606,444,034 that can help you get started on your journey to owning a home.

Refinancing Options

If you already have a loan but are looking for better rates or terms, refinancing options are available as well. This could potentially save you money on interest and lower your monthly payments. To learn more about our loan offerings or to apply for a loan today, please visit us at our branch located at 98 Wolf Rd Albany NY 12205, or give us a call at 800-468-3011. You can also explore additional information online at Hudson Valley's website. Remember that all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in the options presented. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results that empower users to make informed choices. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing them to compare offers effectively. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how LendMesh can make a significant difference in securing favorable loan conditions. Ready to find the best rates for your needs? Compare real-time loan offers today at LendMesh. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

LendMesh takes pride in its commitment to accuracy and transparency. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach ensures fair and transparent offers for all users, giving them peace of mind when making financial decisions.

Hudson Valley

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Convenient Access

Operating Hours

Services Available

Visit Us Today!

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Matter

Tailored Loan Options

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Auto Loans & Vehicle Financing

Business Banking

Credit Cards with Rewards

Mortgage Loans & Refinancing

Online & Mobile Banking

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Features

Security and Accessibility

Financial Strength

Loan Offering

Auto Loans

Business Financing

Credit Card Loans

Mortgage Loans

Refinancing Options

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

Join Our Community