First New York Credit Union Albany NY | Basic ATM & Drive-Thru Banking

Introduction

Welcome to First New York, your trusted partner in financial growth and community support, located at 2 Wall St, Albany, NY 12205. Established in 1937, our credit union has proudly served over 37,958 members with a commitment to excellent service and community engagement. With total assets exceeding $488 million, we are well-equipped to meet your financial needs. At First New York, we believe that everyone deserves access to affordable banking services. We offer a wide range of products, from loans to savings accounts, designed to help you achieve your financial goals. Our total loans and leases amount to an impressive 17,221, reflecting our dedication to empowering our members through accessible financing options. While you can visit us at our branch location for personal assistance, please note that all official correspondence should be sent to the same address: 2 Wall Street, Albany, NY 12205. Feel free to reach out by phone at 518-393-1326 if you have any questions or need assistance! Our leadership team is here for you; under the guidance of CEO Lucy Halstead and Board President Brian Krawiecki, we ensure that our members' interests are always prioritized. With a strong focus on member satisfaction and community impact, we strive to create a friendly environment where financial wellness is achievable for all. We invite you to explore how First New York can help you thrive financially. Visit our website at www.firstnewyork.org or stop by today! Your journey towards better financial health starts here!

Branch History & Mission

Join Us

We invite you to be part of our journey at First New York. Whether you're looking for loans or simply need advice on managing your finances, our friendly team is ready to help you navigate your options. Visit us during operating hours Monday through Friday from 8:00 AM until 6:00 PM and Saturday from 9:00 AM until 1:00 PM or give us a call at 518-393-1326. Discover how being a member of First New York can benefit you and your family today!

Our Mission

Our mission is simple yet profound: to provide accessible financial services while actively supporting our community. We believe that when our members thrive, so does the community. This means offering everything from basic banking services to innovative financial solutions tailored to meet diverse needs. We are committed to ensuring that all members have access to essential banking features like ATMs and drive-thru banking for convenience. In addition to our financial offerings, we prioritize partnerships and outreach initiatives aimed at uplifting those around us. By working with local organizations and participating in community events, we strive to make a positive impact on the lives of Albany residents. As technology evolves, so do we. Our digital advancements ensure that members have access to mobile banking services that make managing finances easier than ever before. With features like online banking and mobile payments available 24/7, we aim to create a user-friendly experience that accommodates today's busy lifestyles.

Branch Location & Accessibility

Get in Touch!

For any questions or assistance, feel free to give us a call at 518-393-1326. We invite you to visit First New York at 2 Wall St and experience the difference for yourself! Whether you're stopping by for a quick transaction or looking to explore membership options, we look forward to serving you soon.

Nearby Landmarks and Accessibility

Located near popular spots in Albany, you can find us just a short stroll from local shops and eateries. Our branch offers ample parking space for your convenience and is designed with accessibility in mind, ensuring that everyone can visit us comfortably.

Operating Hours and Services

We understand that life gets busy, so we strive to make banking as easy as possible. Our lobby is open Monday through Friday from 8:00 AM to 6:00 PM, and on Saturdays, our drive-thru operates from 9:00 AM until 1:00 PM. For those needing assistance outside of these hours, you can still access our ATM services anytime, providing you with the flexibility to manage your finances on your own schedule. Our drive-thru banking offers basic services such as deposits and withdrawals for quick transactions without leaving your vehicle. Additionally, members of partner credit unions can take advantage of shared branch services right here at our location.

Member Eligibility

Becoming a member of First New York is like joining a warm, welcoming family that genuinely cares about your financial well-being. Located at 2 Wall St Albany Ny 12205, we invite anyone who lives, works, worships, or attends school in our community to become a part of our credit union. The eligibility criteria are straightforward and designed to include as many people as possible; for a detailed look at what you need to qualify, check out our resource. Once you're ready to take the next step, opening an account is easy! You can start your application process online by visiting https://firstnewyork.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozad4hzayernesmgw-f2ttpe88-imhyfipwofrmzrkudbcyi_r3xzknvpw7citqirwqqw_4kdib3m5x70wtehzik2mqlqcdcpzdzifti9felggiukm-mgkogwcsc2xbpwnb0sjffiabzqg9azknd4_bvf4yiqdugqfmu9c8mnmekecd or feel free to give us a call at (518) 393-1326 if you have any questions. At First New York, we believe in empowering our members with financial tools and support tailored to their needs. Join us today and experience the difference of being part of a community-focused financial institution!

Business Banking & Commercial Services

Business Loan Options

Imagine needing a quick boost to purchase new equipment or expand your operations. Our commercial loans can make that dream a reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $93 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $46,079,795, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having reliable payment processing is crucial. Our merchant services provide you with easy ways to accept payments from customers, ensuring you never miss a sale. Whether it's credit card transactions or mobile payments, we help streamline your operations so you can focus on what you do best running your business. Visit us at 2 Wall St Albany Ny 12205 or call us at (518) 393-1326 to learn how we can help you achieve your business goals!

Comprehensive List Of Services

Embracing Digital Solutions

In today's digital world, convenience is key. Our online banking features make it easy for you to check balances, transfer funds, and manage accounts from the comfort of your home or on the go. We also support mobile payments and have a dedicated mobile application that keeps all your banking needs at your fingertips.

Everyday Banking Made Easy

Our services are designed with you in mind. For those who prefer quick transactions, we offer ATM Services Only, which allow you to easily access your funds for withdrawals and balance checks. If you're on the go, our Basic Drive-Thru Banking lets you handle deposits, withdrawals, and simple transactions without having to leave your vehicle. It's perfect for busy schedules or when the weather isn't cooperating!

Member Support at Your Service

We invite you to reach out anytime! If you have questions or need assistance, don't hesitate to call us at (518) 393-1326. Our friendly team is here to help ensure that your experience with First New York is as smooth as possible. Whether you're stopping by for a quick transaction or looking for comprehensive banking solutions, we're here to assist you every step of the way. Visit us at 2 Wall St Albany Ny 12205 or explore more about our services on our website at https://www.firstnewyork.org/. We look forward to serving you!

Shared Banking Convenience

At First New York, we understand that sometimes you might need assistance from other credit unions. That's why we provide Basic Shared Branch Transactions for partner credit union members, allowing deposits and withdrawals even if you're not directly with us. This service makes managing your finances even more flexible and accessible.

Digital & Online Banking

Key Features

One of the standout features of our digital banking is the ability to sign documents electronically. Our electronic signature authorization process makes it quick and easy to complete necessary paperwork without the hassle of printing or mailing. Additionally, you can opt for e-statements, which not only help reduce paper waste but also allow you to access your statements anytime you need them. For those who prefer mobile banking, our mobile application is available for download, giving you full control over your accounts right from your smartphone. Whether you're out shopping or waiting in line, with just a few taps, you can send money to friends or family using our person-to-person transfers feature. Plus, if you're into making payments on the go, our mobile payments option lets you pay for purchases securely without needing cash or cards. At First New York, we strive to provide accessible and efficient banking solutions tailored to fit your lifestyle. Experience how easy managing your finances can be with our comprehensive suite of digital banking services!

Financial Strength

A Growing Community

Total Share and Deposit Accounts: 65,119, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $627,216. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First New York is your trusted partner. Visit us at 2 Wall St Albany Ny 12205 or call (518) 393-1326 to learn more about how we can help you achieve your financial goals.

Committed Workforce

We also take pride in having 118 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our operational efficiency is reflected in our $632,967, enabling us to continue offering competitive loan rates and solid financial products for our members.

Investing in Our Members

With $44,305,464 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $3,747 in used auto loans and $361,352,593 in total loans and leases.

Secure Savings Options

Members' savings are secured through $85,143,994 in share certificates and $47,056,704 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $45,713,612, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.41% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $59,274,956 in used vehicle loans and $29,064,485 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we make the process straightforward and accessible.

Business Loans

For business owners, our outstanding commercial loans totaling $46,079,795 provide the capital needed to grow and expand your enterprise. We understand that every business has unique needs and are committed to supporting your success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $101,150,144, make buying or refinancing simple. We are here to guide you through each step of the mortgage process and ensure you find a solution that fits your needs.

Refinancing Options

If you're considering refinancing any of these loans or exploring eligibility options for new financing solutions, our team is here to assist you. We can help assess your situation and find the best options tailored to your individual circumstances. At First New York, we're not just about providing loans; we're about building relationships with our members. If you have any questions or want more information about our loan products, feel free to call us at 518-393-1326. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you meet your financial aspirations!

Unsecured Credit Card Loans

Managing finances can be challenging; that's why we also offer flexible terms on unsecured credit card loans. With a total of $12,206,162 in loans helping members manage their finances effectively, our credit cards provide you with the purchasing power you need while keeping repayment manageable.

Loan Aggregator

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FIRST NEW YORK FEDERAL CREDIT UNION - Albany, NY

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