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Today’s Student Loan Rates & Analysis - Updated on 2026-SEP-22
Credit Union Loan Rates - Trends & Analysis:
University's Fixed Rate Loan Solution with APRs ranging from 4.74% to 14.74% , unchanged from 7 and 30 days ago. The Variable Rate Line of Credit Solution has rates between 5% and 15% , also steady compared to the past week and month. For refinancing, fixed rates start at 4.24% and variable rates begin at 5.49% . Navy Federal Credit Union's Fixed APR for student loans is 2.67% , unchanged from 7 and 30 days ago but down from 2.92% 60 days ago. The Fixed APR for refinance loans is 4.45% , up from 4.2% seven and 30 days ago. Variable APR for refinance loans is 4.77% , also up from 4.52% seven and 30 days ago.
Digital's Variable Rate Student Loans with APRs from 6.25% to 12.5% , unchanged from 7 and 30 days ago. Their Fixed Rate Student Refinance Loans have rates between 4.75% and 10.5% , steady compared to 7, 30, 60, and 90 days ago. Unitus Community's refinance loans include fixed rates ranging from 4.99% to 16.24% APR and variable rates from 4.99% to 16.74% APR. Both fixed and variable rates are unchanged from 7, 30, 60, and 90 days ago. Gesa's fixed–rate student loans with APRs ranging from 5.24% to 9.75% , unchanged from 7, 30, 60, and 90 days ago. Their variable–rate loans range from 5.74% to 11.75% , also steady over the same periods. For refinancing, fixed rates run from 5.5% to 12% , and variable rates range from 6% to 12% , both unchanged from 7, 30, and 60 days ago.
Affinity Plus has an Undergraduate Line of Credit (fixed) with an APR of 6.49% , unchanged from 7, 30, and 60 days ago but down from 6.99% 90 days ago. The Graduate Line of Credit (fixed) is 7.99% , steady from 7, 30, and 60 days ago and lower than 8.1% 90 days ago.