Student Loans in San Francisco, CA

Looking for student loans in San Francisco, CA? Compare local and national offers to find flexible rates and repayment plans tailored to your needs. Making college affordable starts with choosing the right loan for you.

Stay close to home while planning your education with options designed for San Francisco students. Get personalized support and smart loan choices so you can focus on what matters most—your future.

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Lender
APR
Term
Link
Info
americaschristiancu
2.89 - 12 %
15 Yrs
usccreditunion
3.74 - 3.99 %
fpcu
3.98 - 4.2 %
university-credit-union
4.24 - 12.99 %
starone
4.25 - 9 %
15 Yrs
navyfederal
4.45 - 4.77 %
dcu
4.75 - 10.5 %
15 Yrs
affinityplus
6.74 - 7.74 %
15 Yrs

Today’s Student Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

America'S Christian's Private Student Loans with fixed rates from 2.89% to 12% , unchanged from 7 and 30 days ago. Their Student Line of Credit has a variable APR range of 2.91% to 13.64% , which is up from 12% a week ago. Both fixed and variable Private Refinance Loans have rates steady at 2.89% –1% 2% and 2.91% –1% 2% , respectively, compared to 7 days prior. Usc's Student Loan Refinance variable rates range from 3.74% to 3.99% APR today, unchanged from 7 and 60 days ago. These rates are down from 3.82% ninety days ago.

Financial Partners' refinance student loans have a fixed rate of 3.98% today, unchanged from 7 and 30 days ago but down from 4.39% ninety days ago. Their variable rate loans are 4.2% now, the same as 7 days ago, up from 4.17% thirty days ago and 4.14% ninety days ago. University's Fixed Rate Loan Solution with APRs ranging from 4.74% to 14.74% , unchanged from 7 and 30 days ago. The Variable Rate Line of Credit Solution has rates between 5% and 15% , also steady compared to the past week and month. For refinancing, fixed rates start at 4.24% and variable rates begin at 5.49% .

Star One's undergraduate variable student loans range from 4% to 8% , unchanged from 7 and 30 days ago. Its student loan refinance fixed rates range from 5.25% to 9% , also unchanged from a week earlier. Navy Federal Credit Union's Fixed APR for student loans is 2.67% , unchanged from 7 and 30 days ago but down from 2.92% 60 days ago. The Fixed APR for refinance loans is 4.45% , up from 4.2% seven and 30 days ago. Variable APR for refinance loans is 4.77% , also up from 4.52% seven and 30 days ago.

Digital has Variable Rate Student Loans with APRs from 6.25% to 12.5% and Fixed Rate Student Refinance Loans ranging from 4.75% to 10.5% . These rates are unchanged from 7 and 30 days ago. Both loan types show steady APR ranges over the past two months. Affinity Plus has an Undergraduate Line of Credit (fixed) with an APR of 6.49% , unchanged from 7, 30, and 60 days ago but down from 6.99% 90 days ago. The Graduate Line of Credit (fixed) is 7.99% , steady from 7, 30, and 60 days ago and lower than 8.1% 90 days ago.

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If you’re searching for a student loan in San Francisco, CA, taking the time to compare multiple lenders on LendMesh can uncover better rates and more flexible terms tailored to your needs. Exploring different options helps you find the loan that fits your budget without rushing into a decision. Keep browsing at your own pace to discover deals that support your educational goals and financial well-being.

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